Rich vs. Wealthy, Tech and Charity, Investment Strategies

Seven Things You Can Do Now to Protect Your Retirement | I Wish I May, I Wish I Might: Estate Planning's Gentle Nudge | Ways Technology Will Fix What's Broken in Philanthropy Created for {EMAIL} | [Web Version]( March 29, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Saving for Retirement [] [Seven Things You Can Do Now to Protect Your Retirement]( [Seven Things You Can Do Now to Protect Your Retirement]( (Getty Images) Whether you're preparing to retire or already retired, a proactive plan is critical to help safeguard your retirement, especially amid uncertainty. Investment adviser Jessica Cervinka shares [seven things you can do right now]( to cover your bases. [] Estate Planning [] [I Wish I May, I Wish I Might: Estate Planning's Gentle Nudge]( [I Wish I May, I Wish I Might: Estate Planning's Gentle Nudge]( (Getty Images) Contrary to what you might expect, using precatory language such as "I wish" or "I hope" can play an important part in [three estate planning objectives](, according to estate attorney Allison L. Lee. [Free 30-day trial + 50% off Best Budgeting App]( Stay on top of your finances under 5 minutes a week. Bills. Savings. Loans. Investments. The NYT Wirecutter pick for best budgeting app for most people. Try it free! Then, get 25% off an annual subscription! [LEARN MORE]( ADVERTISEMENT [] Charity [] [Ways Technology Will Fix What's Broken in Philanthropy]( [Ways Technology Will Fix What's Broken in Philanthropy]( (Getty Images) Charities stand to benefit from evolving fintech and artificial intelligence that will make charitable giving more efficient, transparent, relevant, collaborative and impact-focused. See Charityvest CEO Stephen Kump's [tech predictions for philanthropy](. [] Investing [] [Five Investment Strategies to Focus on in 2023]( Planning instead of predicting, reducing allocations of illiquid assets and having a diversified portfolio are good ways for investors to play defense this year. Check out the final part of a three-part series by CFP Don Calcagni on the markets this year. [Read More]( [Great Futures Start with Defined Goals]( Vanguard Personal Advisor provides ongoing portfolio advice—along with support and personal coaching to help you make decisions, tackle challenges and complexities, and stay aligned with your goals. [Start the conversation today.]( Paid non-client promotion ADVERTISEMENT [] Personal Finance [] [Being Rich vs. Being Wealthy: What's the Difference?]( CFP Andrew Rosen makes the case that it's all about where you put the zeros -- having a large bank account isn't the same as having zero regrets and focusing on what brings you joy. [Read More]( [Follow These Steps for Your Retirement Planning]( See what retirement might look like for you and get a feel for what our award-winning free dashboard can do. Want a more accurate assessment? [READ MORE]( ADVERTISEMENT [] Also on Kiplinger [] - The best [cash back credit cards]( - What to do with that [extra cash in your checking account]( - Have a [retirement bucket list](? Don't hesitate to dive in - For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, [bank on Kiplinger's Investing for Income](. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Since 1920, Kiplinger has earned a reputation as a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include Kiplinger’s Personal Finance magazine, The Kiplinger Letter, The Kiplinger Tax Letter, Kiplinger’s Retirement Report, and Kiplinger’s Investing for Income. All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( and [podcasts]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036