Amazon Stock Pays Off, 4.5%+ CD Rates, RMD Deadline

Is Your First RMD Due April 1? | Long-Term Care Planning vs. Taxes: Finding a Healthy Balance | 10 Things You Should Know About 401(k) Plans Created for {EMAIL} | [Web Version]( March 27, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] Retirement Income [] [Is Your First RMD Due April 1?]( (Getty Images) [Is Your First RMD Due April 1?]( If you turned 72 last year (i.e., during 2022), the deadline for taking your first RMD is now just a few weeks away, which for some, could mean two RMDs for 2023. [Read More]( [] Long-Term Care [] [Long-Term Care Planning vs. Taxes: Finding a Healthy Balance]( (Getty Images) [Long-Term Care Planning vs. Taxes: Finding a Healthy Balance]( Retirees crave peace of mind. John M. Graves, Esq., shares solutions to the two most common concerns: cost of long-term care, and how to reduce or avoid taxes during retirement and upon transfer to heirs. [Read More]( [A great rate with Online Savings.]( Earn 3.30% APY with our Online Savings account. With any balance. It's an easy way to save for whatever it is you need to save for. [LEARN MORE]( ADVERTISEMENT [] 401(k)s [] [10 Things You Should Know About 401(k) Plans]( (Getty Images) [10 Things You Should Know About 401(k) Plans]( Since Congress created 401(k) plans in 1978, they have become the most popular retirement account in the U.S. But remember: It may be your money, but employers make the big decisions, even the ones you might not like. [Read More]( [] Savings [] [Best 5-Year CD Rates Top 4.5% as Rates Rise]( (Getty Images) [Best 5-Year CD Rates Top 4.5% as Rates Rise]( The Federal Reserve continued its inflation-fighting campaign on Wednesday, when it raised the federal funds rate 25 basis points to a range of 4.75% to 5%. That means it's a good time to check out this month's best 5-year CD rates. [Read More]( [Is The Housing Market Sensitive to Interest Rates?]( Given the interest rate hikes already employed by the Fed, mortgage borrowing costs have more than doubled this year. The national average cost of a 30-year fixed rate mortgage started the year at 3.1% and has recently been offered at nearly 7%, according to the Mortgage Bankers' Association. [LEARN MORE]( ADVERTISEMENT [] Taxes [] [Tax Extension: How to Get More Time to File Your Tax Return]( (Getty Images) [Tax Extension: How to Get More Time to File Your Tax Return]( Behind the eight ball on your taxes? It's easy to get a tax filing extension of at least six months. And you don't even need to have an excuse or explain yourself - just follow a few simple steps. [Read More]( [Discover the great wines of the Rhône with Decanter]( Join Decanter's regional expert Matt Walls on a luxury tour of the Rhône Valley. Enjoy closed-door access to iconic wineries, picnics in the vineyards and Michelin-star dining. Meet the experts, see the sights and make unbelievable memories. [Last places available, book now!]( ADVERTISEMENT [] Investing and Markets [] [If You'd Put $1,000 Into Amazon Stock 20 Years Ago, Here's What You'd Have Today]( (Getty Images) [If You'd Put $1,000 Into Amazon Stock 20 Years Ago, Here's What You'd Have Today]( Amazon went public in 1997 and has since generated standout returns for shareholders. The e-commerce giant ranks as one of the 30 best stocks of the past 30 years. See what a minimal stake of just $1,000 made two decades ago would be worth today. 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