5%+ CDs, Tax Scam, Nix Long-Term Care?

What to Do With That Extra Cash in Your Checking Account | Why So Many Experts Consider Annuities a Win for Retirees | Tax Scam: IRS Warns Taxpayers Against Filing False W-2 Info Created for {EMAIL} | [Web Version]( March 20, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] Saving for Retirement [] [What to Do With That Extra Cash in Your Checking Account]( (Getty Images) [What to Do With That Extra Cash in Your Checking Account]( Because of inflation, that money is losing purchasing power, so don't let it sit on the sidelines. Kelly LaVigne, J.D., suggests three ways to put it to work for you. [Read More]( [] Income [] [Why So Many Experts Consider Annuities a Win for Retirees]( (Getty Images) [Why So Many Experts Consider Annuities a Win for Retirees]( Simple annuities saw sales soar 44% in 2022 as consumers saw other retirement investments lose value. Investment adviser Jerry Golden breaks down the annuities landscape and offers guidance on finding the right fit. [Read More]( [Invest in a Breakthrough Therapy for Osteoarthritis]( Pharma has been desperately trying to develop a drug for osteoarthritis for the last 30 years, and has been unable to do so due to their poor understanding of the molecular underpinnings of the disease. Cytonics has solved this problem, which could mean a huge opportunity for investors. [LEARN MORE]( ADVERTISEMENT [] Taxes [] [Tax Scam: IRS Warns Taxpayers Against Filing False W-2 Info]( (Getty Images) [Tax Scam: IRS Warns Taxpayers Against Filing False W-2 Info]( A scam circulating on social media recommends lying on your taxes to claim huge refunds and unearned credits. Learn more about this no-good, very bad idea - and what to do instead. [Read More]( [] Investing and Markets [] [1-Year CD Rates Rise Above 5%, Offering Retirees Safe Harbor in Volatile Markets]( (Getty Images) [1-Year CD Rates Rise Above 5%, Offering Retirees Safe Harbor in Volatile Markets]( One silver lining to constant federal interest rate hikes: Rates on savings accounts and CDs have also increased. Use our tool to find CD options that offer upwards of 5% on your money. [Read More]( [Great Futures Start with Defined Goals]( Vanguard Personal Advisor provides ongoing portfolio advice—along with support and personal coaching to help you make decisions, tackle challenges and complexities, and stay aligned with your goals. [Start the conversation today.]( Paid non-client promotion ADVERTISEMENT [] Economy [] [Inflation Eases a Bit, But Price Pressures Lurk]( (Getty Images) [Inflation Eases a Bit, But Price Pressures Lurk]( What's happening with the price of eggs, energy, natural gas, rent, and more? Kiplinger's inflation report breaks down the latest CPI data. [Read More]( [Reasons to Invest in Commercial Real Estate]( Stocks continue to swing wildly as inflation remains at 40-year highs. And as interest rates start to rise to rein in that inflation, bond prices have fallen. [READ MORE]( ADVERTISEMENT [] Long-Term Care [] [Long-Term Care Insurance Quandary: Keep Paying or Let It Go?]( (Getty Images) [Long-Term Care Insurance Quandary: Keep Paying or Let It Go?]( Many policyholders are struggling with rising long-term care insurance premiums. CFP Roxanne Alexander runs through your options to handle this increasingly common dilemma. [Read More]( [] DON'T RUN OUT OF MONEY IN YOUR RETIREMENT [] [Kiplinger's Retirement Report gives you proven ways to safeguard your savings]( (Kiplinger) [Kiplinger's Retirement Report]( gives you proven ways to safeguard your savings against taxes and inflation, maximize Social Security and Medicare benefits, preserve and protect your estate, make the right move with your 401(k), IRA, RMDs, get the best health care and insurance at the best price, and much more. [Click here for a free issue](. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Since 1920, Kiplinger has earned a reputation as a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. 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