Boost CD Rates, 5 Stocks to Sell/Avoid, New Legislation Affecting 401(K)s

Find 5% CD Rates - More Than The Federal Fund Rate | Secure 2.0 Act s Automatic Enrollment Provision: Pros and Cons | 5 Stocks to Sell or Avoid Now Created for {EMAIL} | [Web Version]( March 12, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top story [] [Find 5% CD Rates - More Than The Federal Fund Rate]( [Find 5% CD Rates - More Than The Federal Fund Rate]( (Getty Images) As much as everyone (legitimately) hates inflation, it does have some silver linings. The ability to earn higher interest on savings, particularly in CDs, is one of them. If you're willing to park enough money in an account for a fixed period of time, you'll be rewarded with a higher interest rate than have been available in a long time. Find out [with our new savings tool](, where you can find 5% and higher rates. [] Retirement [] [Secure 2.0 Act’s Automatic Enrollment Provision: Pros and Cons]( [Secure 2.0 Act s Automatic Enrollment Provision: Pros and Cons]( (Getty Images) The new legislation requires employers to automatically enroll employees in retirement plans like 401(k)s. Financial planner Tony Drake lists the benefits and drawbacks and [what you can do now](. [Protect Your Wealth with Private Real Estate]( Origin Investments' IncomePlus Fund is a private real estate investment designed with a tactical, all-weather strategy focused on buying, building and lending to multifamily properties across the U.S. [Download an overview to learn about the Fund's defensive approach to wealth preservation.]( ADVERTISEMENT:   [] Stocks [] [5 Stocks to Sell or Avoid Now]( [5 Stocks to Sell or Avoid Now]( (Getty Images) In a difficult market like this, weak positions can get even weaker. Wall Street analysts believe [these 5 stocks]( should be near the front of your sell list. [] Taxes [] [Will Biden Double the Capital Gains Tax Rate?]( [Will Biden Double the Capital Gains Tax Rate?]( (Getty Images) Biden’s FY 2024 budget proposes several tax changes aimed at wealthier taxpayers. Among the tax proposals, which will likely stall in a divided Congress, are notable tax rate increases for [capital gains](. [Try These Free Retirement Tools]( Find out how much you can afford each month with our data-driven spending plan. [READ MORE]( ADVERTISEMENT   [] Real Estate [] [Opportunity Zones in 2023: A Look Back, a Look Forward]( Is now the perfect storm for investors? Don’t take your eye off the ball — investing in opportunity zones is well situated to offer meaningful tax benefits to knowledgeable investors, explains financial planner Daniel Goodwin. [Read More]( [] Insurance [] [How to Deal With Property Insurance Claims After Storms]( There are right ways to deal with your insurance company, and there are ways that will slow down the process. Attoreny H. Dennis Beaver details how to do it the right way. [Read More]( [Get Matched With Vetted Financial Advisors]( With thousands of options available, SmartAsset simplified the time-consuming process of finding a financial advisor with their free, five-minute quiz. Now you can easily get matched with up to 3 vetted financial advisors serving your area. Try it out for yourself. [READ MORE]( ADVERTISEMENT   ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Since 1920, Kiplinger has earned a reputation as a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include Kiplinger’s Personal Finance magazine, The Kiplinger Letter, The Kiplinger Tax Letter, Kiplinger’s Retirement Report, and Kiplinger’s Investing for Income. All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( and [podcasts]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036