Safest Vanguard Funds, Retirement Cash Flow, Tax Refund Tips

You'll Want to Keep These in a Safe Deposit Box | The Safest Vanguard Funds to Own in a Bear Market | How to Create Retirement Income That s Driven by Cash Flow Created for {EMAIL} | [Web Version]( February 10, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top story [] [You'll Want to Keep These in a Safe Deposit Box]( [You'll Want to Keep These in a Safe Deposit Box]( (Getty Images) Digital records and cloud storage are increasingly becoming the norm, but we’ve also seen those being hacked. Valuables, documents, and some items you hold dear must be stored securely. Here are 11 of the [best items to keep in a safe deposit box]( at your bank. [] Investing [] [The Safest Vanguard Funds to Own in a Bear Market]( [The Safest Vanguard Funds to Own in a Bear Market]( (Getty Images) In a pinch, the safest Vanguard funds can also be used to play a little defense – something investors could very well use in the coming year. Batten the hatches for continued market tumult without eating high fees with [these six Vanguard ETFs and mutual funds](. [Stay On Top Of Your Finances Under 5 Minutes a Week]( People spend about 170 hours a year on managing personal finances. But even with hours of attention, money can still slip through the cracks. Try Simplifi's free 30-day trial and find out risk-free how much of a difference a personal finance app can make - to both your time and your wallet. [LEARN MORE]( ADVERTISEMENT [] Retirement Planning [] [How to Create Retirement Income That’s Driven by Cash Flow]( [How to Create Retirement Income That s Driven by Cash Flow]( (Getty Images) Does your retirement income strategy involve yearly withdrawals from your investment portfolio? Amid stock market concerns, this could be detrimental to your finances. Investment adviser Kyle Hammershmidt details how [a combination of several factors in your retirement portfolio]( can offer cash flow and risk mitigation. [] Taxes [] [The Best Way to Receive Your Tax Refund]( [The Best Way to Receive Your Tax Refund]( (Getty Images) A federal tax refund is the biggest check some people receive all year, so get it into your bank account as easily as possible by enrolling in [this IRS program](. [Follow These Steps for Your Retirement Planning]( See what retirement might look like for you and get a feel for what our award-winning free dashboard can do. Want a more accurate assessment? [READ MORE]( ADVERTISEMENT [] Stimulus [] [Most California Stimulus Check Payments Have Been Sent]( The majority of California stimulus payments for the Middle Class Tax Refund program have been sent. Did you receive one? [Read More]( [] Personal Finance [] [Caring for Aging Parents Takes Planning Ahead and Patience]( Having legal documents in order and planning for the cost of care will help make an already difficult time a little bit easier to handle, explains chief wealth strategist Alvino Lo. [Read More]( [Get Advice From Vanguard When You Need It Most]( Vanguard Personal Advisor Services® is built to provide you an ongoing collaboration with our professional advisors - no matter where you are. Our advisors are salaried and don't earn commissions, so they'll always put your best interests first. [Take the first step with Vanguard today]( Paid non-client promotion ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Since 1920, Kiplinger has earned a reputation as a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include Kiplinger’s Personal Finance magazine, The Kiplinger Letter, The Kiplinger Tax Letter, Kiplinger’s Retirement Report, and Kiplinger’s Investing for Income. All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( and [podcasts]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036