7 Financial Planning Steps to Take at the End of the Year

5 Mistakes Veterans Most Often Make When Filing for Disability Benefits | Financial Freedom in Retirement Is All About Cash Flow | 3 Mistakes Business Owners Can't Afford to Make When Planning Their Exit Strategy Created for {EMAIL} | [Web Version]( December 11, 2022 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Financial Planning [] [7 Financial Planning Steps to Take at the End of the Year]( [7 Financial Planning Steps to Take at the End of the Year]( (Getty Images) These moves are good to make at any time of the year, but financial planner Andrew Rosen says doing them before 2023 arrives can help you enjoy a fresh, confident start to the new year. [READ MORE]( Plus: [4 Potential 'Silver Linings' for Seniors in 2023]( [] Personal Finance [] [5 Mistakes Veterans Most Often Make When Filing for Disability Benefits]( Our military takes care of us, and when they are injured, sick or unable to work, the VA can help take care of them. Brett Buchanan, a VA-accredited claims agent at Allsup, shares some mistakes to avoid to ensure a successful benefits claim. [READ MORE]( Plus: [How to Go Back to Work When You're on Disability]( [Get An Attractive 10% Dividend Yield with Minimal Downside]( Price growth for commercial real estate grew at a historic pace in 2021, learn how The CRE Income Fund pays an annual 10% dividend yield and is a long-term strategy that returns over $25,000 for every $10,000 invested over the next ten years. [READ MORE]( ADVERTISEMENT [] Retirement Planning [] [Financial Freedom in Retirement Is All About Cash Flow]( You may think accumulation is the most important part of the game, but income is like water: You can't live without it. Financial expert Brian Skrobonja explains. [READ MORE]( Plus: [5 Ways to Fight Inflation's Impact on Your Retirement Plan]( [] Small Business [] [3 Mistakes Business Owners Can't Afford to Make When Planning Their Exit Strategy]( [3 Mistakes Business Owners Can't Afford to Make When Planning Their Exit Strategy]( (Getty Images) Getting an early start on laying the groundwork for your exit is imperative. Empowering others to make decisions and delegating responsibilities also play key roles, according to financial planner Christopher C. Giambrone. [READ MORE]( Plus: [What to Do When an Unhappy Customer Threatens to Ruin Your Rep]( [MassMutual Whole Life Insurance]( Few things in life come with a guarantee. MassMutual Whole Life Insurance is one of them. [READ MORE]( ADVERTISEMENT [] Investing [] [Investing Portfolio Peace of Mind, Now and in Retirement]( The stock market soars, and then it takes a nosedive. When it does, financial adviser Janie Kelly wants you to remember: Disciplined investors will do best. [READ MORE]( Plus: [7 Surprisingly Valuable Assets for a Happy Retirement]( [MassMutual Whole Life Insurance]( Reaching long-term financial potential can start right now. [READ MORE]( ADVERTISEMENT [] Also on Kiplinger [] - [The Best Cash Back Credit Cards]( - [Is Now a Good Time to Buy a House?]( - What You Need to Know About [2023 Social Security Changes Beyond the COLA]( - For the complete economic outlook and trustworthy forecasts to help you profit in your business and investments, rely on the unbiased advice and guidance in the [weekly Kiplinger Letter](. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Since 1920, Kiplinger has earned a reputation as a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include Kiplinger’s Personal Finance magazine, The Kiplinger Letter, The Kiplinger Tax Letter, Kiplinger’s Retirement Report, and Kiplinger’s Investing for Income. All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( and [podcasts]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © 1100 13th St. NW, Suite 1000, Washington, DC 20005