Dogs of the Dow, Who to Tip at the Holidays, Taxes and Retirement

Our Holiday Tipping Guide: Who to Tip and How Much? | How to Keep Taxes from Bursting Your Retirement Bubble | Key Factors to Consider Before Agreeing to Be a Guardian in a Trust Created for {EMAIL} | [Web Version]( November 28, 2022 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top story [] [Our Holiday Tipping Guide: Who to Tip and How Much?]( [Our Holiday Tipping Guide: Who to Tip and How Much?]( (Getty Images) It’s time to show gratitude to people who have provided you with a service throughout the year. And at a time when inflation is soaring (and recession is looming) you might need to adjust your giving a bit to compensate. [We have a range of guidance]( on this somewhat sensitive topic. [] Taxes [] [How to Keep Taxes from Bursting Your Retirement Bubble]( [How to Keep Taxes from Bursting Your Retirement Bubble]( (Getty Images) When people think about retirement planning, they tend to put their focus on saving and investing so they have a nice nest egg. Making your retirement plan more tax efficient now, says financial planner Shawn Mueller, can potentially [save you some big tax headaches (and bills!) later.]( [Are You Paying Hidden Retirement Fees, Use This Tool]( See what retirement might look like for you and get a feel for what our award-winning free dashboard can do. Want a more accurate assessment? [READ MORE]( ADVERTISEMENT [] Estate Planning [] [Key Factors to Consider Before Agreeing to Be a Guardian in a Trust]( [Key Factors to Consider Before Agreeing to Be a Guardian in a Trust]( (Getty Images) You might be surprised at how many questions arise surrounding financial issues, legal arrangements and lifestyle choices. Financial planner Kara Duckworth walks us through them. [Click here to check them out.]( [] Dividend Stocks [] [Dogs of the Dow 2023: 5 Dividend Stocks to Watch]( [Dogs of the Dow 2023: 5 Dividend Stocks to Watch]( (Getty Images) This decades-old income-and-value strategy will have some challenges next year. But t[hese names to watch]( are still poised to do well. Because, as they say, every dog has his day. [7 Secrets People Who Retire Comfortably Know About Financial Advisors]( Working with a financial advisor can be a crucial part of any retirement plan. Knowing these 7 secrets can help you potentially avoid years of stress. [READ MORE]( ADVERTISEMENT [] Social Security [] [Social Security Strategies to Help Widows Replace Lost Income]( Many women face financial difficulties after the death of a spouse, but survivor benefits can help both younger and older widows make ends meet. Financial planner Stacy Francis explains that there could be more than one claim option available – but the stakes are high! [Learn more here.]( [] Credit Cards [] [The Best Cash-Back Credit Cards]( If you're not interested in miles or points one of these best cash back credit cards might be just the thing to get money back with a minimum of games. [Read More]( [Why 826,718 People Are Addicted to This Newsletter]( Sifting through the never-ending parade of clickbait about 'record inflation' or 'inverted yield curves' could be a full-time job. Luckily, we have [The Daily Upside]( - it's a brand new newsletter started by a team of wall street insiders, bankers, and scholars that gives you access to unbiased insights and analysis. [Sign up for free today.]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Since 1920, Kiplinger has earned a reputation as a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include Kiplinger’s Personal Finance magazine, The Kiplinger Letter, The Kiplinger Tax Letter, Kiplinger’s Retirement Report, and Kiplinger’s Investing for Income. All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( and [podcasts]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © 1100 13th St. NW, Suite 1000, Washington, DC 20005