4 Ways You Can Profit in a Down Market

Rising Interest Rates Change the Math on Pensions for Some Would-Be Retirees | What to Do When an Unhappy Customer Threatens to Ruin Your Rep | Finding Peace of Mind with Your Retirement Income Created for {EMAIL} | [Web Version]( November 13, 2022 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Investing [] [4 Ways You Can Profit in a Down Market]( [4 Ways You Can Profit in a Down Market]( (Getty Images) With markets down for the year, it may seem that all the news is bad. But investing expert Adam Grealish says now could be a good time to make some profitable moves. [READ MORE]( Plus: [4 Strategies That Work in a Bear Market]( [] Retirement Planning [] [Rising Interest Rates Change the Math on Pensions for Some Would-Be Retirees]( Now is a good time to think about when and if to take a lump sum on your pension and what to do with it. Certified financial planner Michael Aloi explores the pros and cons. [READ MORE]( Plus: [Why a Pension Lump Sum Option Is Better Than an Annuity Payment]( [Get An Attractive 10% Dividend Yield with Minimal Downside]( Price growth for commercial real estate grew at a historic pace in 2021, learn how The CRE Income Fund pays an annual 10% dividend yield and is a long-term strategy that returns over $25,000 for every $10,000 invested over the next ten years. [READ MORE]( ADVERTISEMENT [] Small Business [] [What to Do When an Unhappy Customer Threatens to Ruin Your Rep]( Some disgruntled customers go too far, demanding unreasonable make-goods and even resorting to extortion. Attorneys H. Dennis Beaver and Paul Sternberg talk about options for business owners. [READ MORE]( Plus: [Understanding Our Regrets Today Can Improve Our Financial Tomorrow]( [] Saving for Retirement [] [Finding Peace of Mind with Your Retirement Income]( [Finding Peace of Mind with Your Retirement Income]( (Getty Images) Even in tough times, you can secure retirement income that lets you maintain your lifestyle, lasts a lifetime, adjusts for life events and leaves a legacy for the kids. Financial expert Jerry Golden explains how. [READ MORE]( Plus: [How Much More Retirement Income Can You Get?]( [Invest in This Tech Startup Before Their Global Expansion]( Some words that come to mind when you think about the fast-food industry might be low-profit, chaotic, or short-staffed. Miso Robotics is changing that. [READ MORE]( ADVERTISEMENT [] Estate Planning [] [Counterattack: Tips for Thwarting a Will Contest]( From contentious relatives to scam artists, wills are not immune to the threat of a contest. If you have an inkling such a fight could be in your estate's future, attorney Linda Kotis offers some ways to limit the risk. [READ MORE]( Plus: [What to Consider When Deciding Between a Revocable and Irrevocable Trust]( [3 Steps to Comprehensive Retirement Planning]( See what retirement might look like for you and get a feel for what our award-winning free dashboard can do. Want a more accurate assessment? [READ MORE]( ADVERTISEMENT [] Also on Kiplinger [] - [The Best Cash-Back Credit Cards]( - [Inflation Scrooge Won't Humbug Holiday Shopping, Retail Group Forecasts]( - [For trustworthy help to live a financially secure life, make more money, and keep more of the money you make, count on the time-tested wealth-building strategies in Kiplinger's Personal Finance magazine.]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Since 1920, Kiplinger has earned a reputation as a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include Kiplinger’s Personal Finance magazine, The Kiplinger Letter, The Kiplinger Tax Letter, Kiplinger’s Retirement Report, and Kiplinger’s Investing for Income. All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( and [podcasts]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © 1100 13th St. NW, Suite 1000, Washington, DC 20005