Holiday Bargains for Shoppers as Retailers Shed Overstock

Starting Today, Hearing Aids May be Sold Over the Counter | Last Chance to File Extended 2021 Tax Returns | 401(k) Contribution Deadline Coming Soon Created for {EMAIL} | [Web Version]( October 17, 2022 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] RETAIL [] [Holiday Bargains for Shoppers as Retailers Shed Overstock]( We may still be awash in pumpkin spice, but the holiday shopping season has already begun, whether you like it or not. While inflation has been the watchword of late, as holiday shoppers go to the mall (or order online), discounting will brighten their prospects. But customers’ gain may be retailers' pain, at least for some vendors. We take a look at who will have the bargains this season and why it’s getting launched even earlier. [READ MORE]( [Hedge Against Inflation with This Investment]( Times like today clearly show the value of diversifying a portfolio beyond stocks and bonds. Real estate is one way to do that because this asset class generally doesn't move in tandem with stock and bond markets. [READ MORE]( ADVERTISEMENT [] HEALTH CARE [] [Starting Today, Hearing Aids May be Sold Over the Counter]( [Starting Today, Hearing Aids May be Sold Over the Counter]( (Getty Images) A new FDA rule permits the sale of the over-the-counter aids that have previously received FDA clearance and are already being marketed by prescription. The savings for consumers could be big: about $3,000 per pair, according to government estimates. And the number of Americans with untreated hearing loss? Also big. [READ MORE]( [] TAXES [] [Last Chance to File Extended 2021 Tax Returns]( Even though the original federal tax return filing deadline for most people was on April 18 this year, the due date for filing an extended return for the 2021 tax year is October 17, 2022 – that's today! So, if you requested an extension to file your federal return, but you haven't filed yet, you probably need to take care of that by midnight tonight to avoid IRS penalties. (Why probably? There are some exemptions that we’ll detail.) Plus, there are also other tax moves that certain people saving for retirement need to make before the day is over. [READ MORE]( [7 Mistakes Comfortable Retirees Know to Avoid]( Working with a financial advisor can be a crucial part of any retirement plan, but most people make these 7 avoidable mistakes when hiring one. [READ MORE]( ADVERTISEMENT [] Also on Kiplinger [] [Free download, The Kiplinger Letter forecast](. No information required from you. - [401(k) Contribution Deadline Coming Soon]( - [Is Now a Good Time to Buy a House?]( - [Best Rewards Credit Cards]( - [Sign Up Free for Kiplinger's Retirement E-Newsletter to Plan for and Make the Most of a Rewarding Retirement]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Since 1920, Kiplinger has earned a reputation as a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include Kiplinger’s Personal Finance magazine, The Kiplinger Letter, The Kiplinger Tax Letter, Kiplinger’s Retirement Report, and Kiplinger’s Investing for Income. All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( and [podcasts]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE]( Future US LLC © 1100 13th St. NW, Suite 1000, Washington, DC 20005