6 'Retirement Killers' to Avoid at All Costs

6 ‘Retirement Killers’ to Avoid at All Costs | Don’t Throw Away a $12.06M Estate Tax Exemption by Accident | Intellectual Property: A Big Asset You Didn’t Know Your Business Had Created for {EMAIL} | [Web Version]( April 20, 2022 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Retirement [] [6 ‘Retirement Killers’ to Avoid at All Costs]( [6 ‘Retirement Killers’ to Avoid at All Costs]( (Getty Images) Edward Grosko of Integrated Wealth Management lists surefire ways to derail your retirement – and how to get back on track. [READ MORE]( Plus: [Early Retirement: How To Protect Your Hidden Retirement Asset]( [] Estate Planning [] [Don’t Throw Away a $12.06M Estate Tax Exemption by Accident]( Many married couples fall into the “portability trap,” according to John M. Goralka of the Goralka Law Firm. They fail to file an IRS form after one spouse dies and accidentally forfeit a massive federal estate tax exemption. [READ MORE]( Plus: [Does Your Estate Plan Call for More Than Just a Will?]( [Spend $500, Get $200 Fast With This Top Card]( You don't want to miss out on a $200 signup bonus and ridiculous cash back! Apply for this red hot card today! [READ MORE]( ADVERTISEMENT [] Careers [] [Intellectual Property: A Big Asset You Didn’t Know Your Business Had]( Before you sell your business – hopefully long before – you need to figure out what your intellectual property assets are and what they’re worth. Jeffrey M. Verdon of the Jeffrey M. Verdon Law Group explains where to start. [READ MORE]( Plus: [Your Business Is Not a Retirement Fund!]( [] Saving for Retirement [] [I Love Roth IRAs and Roth Conversions!]( [I Love Roth IRAs and Roth Conversions!]( (Getty Images) Roth IRAs truly are a gift from the government, but many people haven’t taken Uncle Sam up on them. Now is a great time to do just that. Here’s why, according to Joe Schmitz Jr. of Peak Retirement Planning. [READ MORE]( Plus:[6 Investment Tips That Can Reduce Worry in Retirement]( [How to Include Sources of Income into Your Retirement Plan]( Compare scenarios to see what impact today's changes could have on your retirement tomorrow. Find out how much you can afford each month with our data-driven spending plan. Easily include additional sources of income such as Social Security, rental income, pensions, and windfalls. [READ MORE]( ADVERTISEMENT [] Investing & Markets [] [The Metaverse Explained (and Why You Should Care)]( It’s not just kids in headsets playing D&D and art lovers strolling the Louvre from their living rooms, explains Craig Kirsner of Stuart Estate Planning Wealth Advisors. The metaverse is a whole new world – one that has the power to affect your finances. [READ MORE]( Plus: [10 Metaverse Stocks for the Future]( [Vanguard Can Help you Keep More of Your Returns]( At Vanguard, we're invested in you. Which is precisely why we've created Vanguard Personal Advisor Services®, providing remote access to financial advisors, real-time goal tracking, and more confidence you'll meet your goals. There's never been a more perfect time to [get started](. [READ MORE]( ADVERTISEMENT [] Also on Kiplinger [] - [How to Make the Most of Your Tax Refund in 2022]( - [3 Start-Small Financial Goals for Every Woman]( - [Sign Up Free for Kiplinger's Retirement E-Newsletter to Plan for and Make the Most of a Richly Rewarding Retirement]( ABOUT KIPLINGER Kiplinger is a trustworthy provider of unbiased, objective financial insight and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. [Kiplinger.com]( attracts 4.5 million unique visits and serves 30 million page views per month. Our [print publications](, also available online and by e-mail delivery, include Kiplinger’s Personal Finance magazine, The Kiplinger Letter, The Kiplinger Tax Letter, Kiplinger’s Retirement Report, and Kiplinger’s Investing for Income. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © 1100 13th St. NW, Suite 1000, Washington, DC 20005