How to Decide If It’s Time for a Career Change

Plus: What Workers Need to Know About the W-4 Form Prosper with Kiplinger's daily digest of timely, trusted advice [View in browser]( [Prosper with our daily digest of timely, trusted advice]( SEPTEMBER 3, 2021 [How to Decide If It’s Time for a Career Change]( The pandemic has prompted many workers to consider more fulfilling jobs. These people made it work. Plus: [Free (or Cheap) College for Retirees in All 50 States]( [READ MORE]( [11 Top Healthcare ETFs to Buy Now]( Healthcare ETFs, such as these 11 funds, patch investors into an area of the market that offers both defensive properties and long-term growth. Plus: [11 Recovery Stocks That Could Get a Vaccine Spark]( [READ MORE]( SPONSORED CONTENT FROM VANGUARD PERSONAL ADVISOR [The World Has Changed. Has Your Investment Strategy?]( [These are Your 3 Financial Advisors in Your Area]( Vanguard Personal Advisor Services® is built to provide you an ongoing collaboration with our professional advisors — no matter where you are. Our advisors are salaried and don't earn commissions, so they'll always put your best interests first. Take the first step with [Vanguard today](. [READ MORE]( [A Champion’s Mindset: Failure Is Not an Option]( Kiplinger contributing editor and Atlanta Falcons linebacker Brandon Copeland talks to WNBA co-owner Renee Montgomery about how she built an all-star career on and off the court. Plus: [Keep Yourself Honest With a Financial "Halftime" Audit]( [READ MORE]( [10 Things Every Worker Needs to Know About the W-4 Form]( Anyone who has started a new job will know about filling out a W-4 form. Your new boss will use that information to calculate how much tax to withhold from your paycheck. Plus: [Tax Changes and Key Amounts for the 2021 Tax Year]( [READ MORE]( SPONSORED CONTENT FROM BETTERMENT [Here's How To Earn More on Your Investments]( Our tools and recommended investment advice are built to help you become a successful investor in any market conditions. [Start investing now](. [READ MORE]( [Think Twice About Applying for Credit]( Credit card issuers are offering a lot of incentives, but your credit score could suffer. Plus: [Know Why Your Credit Score Changes: 9 Money Moves to Consider]( [READ MORE]( [Can Insurers Be a Pension Safety Net?]( In exchange for buying a group annuity, employers are transferring their pension-paying obligations to life insurance companies, who pay the pension. This practice has implications for how pensions are protected and whether the payments are off limits to creditors. Plus: [Spend Without Worry in Retirement]( [READ MORE]( SPONSORED CONTENT FROM SENSIBLE MONEY [5 Tips on Squeezing Every Penny out of Your Retirement Savings]( [These are Your 3 Financial Advisors in Your Area]( A thorough retirement income plan will incorporate the ebb and flow of cash flows and help you match your assets with your living expenses throughout retirement. To build an effective plan, start with these five steps. [READ MORE]( [Kiplinger] [Facebook]( [Twitter]( [LinkedIn]( Send this to a Friend. [Click here.]( | Not a Subscriber Yet? [Click here.]( All content ©2021 The Kiplinger Washington Editors 1100 13th Street, NW, Suite 1000 Washington, D.C. 20005 Thank you for subscribing to Kiplinger Today, a free daily e-newsletter that helps you profit and prosper from the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. If you ever wish to stop receiving this daily service, please [click here to unsubscribe](.