Plus: Our Exclusive Social Security Benefits Forecast Prosper with Kiplinger's daily digest of timely, trusted advice [View in browser]( [Prosper with our daily digest of timely, trusted advice]( MAY 14, 2021 [The IRS Has $1.3 Billion in Tax Refund Money That Must Be Claimed by Monday]( There are over 1 million unclaimed 2017 tax refunds…but you need to act fast if any of that money is yours. [Plus: 37 Ways to Earn Extra Cash in 2021]( [READ MORE]( [Top Off Your HSA and Lower Your Tax Bill (While There's Still Time)]( If you haven't already contributed the full amount to your HSA for 2020, you have a few more days to do so and reduce your taxes at the same time. Plus: [20 Ways to Save on Health Care]( [READ MORE]( SPONSORED CONTENT FROM FIONA [Take Advantage of Historically Low Mortgage Rates — For Home Buying & Refinancing]( [These are Your 3 Financial Advisors in Your Area]( With rates as low as they are, it's an ideal time to save on shopping for a mortgage, whether you're looking to buy a new home or refinancing an existing loan. With Fiona, the leading search engine for financial services, you can compare competitive rates for different mortgage products all in one place, from a marketplace of premium lenders. See what rates and offers are available to you. [COMPARE RATES]( [Yes, You Can Collect Social Security from an Ex-Spouse: Here’s How]( It’s always smart to maximize your Social Security benefits, and if you are divorced, one way to do that might be to take them based on your ex’s earnings record. Ken Moraif, CEO and senior advisor at Retirement Planners of America, explains the rules. Plus: [Updated Exclusive Social Security Benefits Forecast: COLA Likely to Jump to 4.5% in 2022]( [READ MORE]( [11 Transformative M&A Deals You Should Care About]( The M&A market is expected to heat up this year. Here are 11 noteworthy merger-and-acquisition stories we're following. Plus: [Get Weekly Dividends With SoFi's New WKLY ETF]( [READ MORE]( SPONSORED CONTENT FROM CROWDSTREET [Real Estate Investing With The Potential for Higher Returns]( Putting your money in bricks-and-mortar buildings is one of the oldest, and historically least volatile, ways to grow your wealth. Since launching in 2014, the CrowdStreet Marketplace has closed 470+ commercial real estate offerings. To date, 45 of those offerings have been fully realized – with an IRR of 18.2%. [READ MORE]( [Getting a Used Car Deal in a Tight Market]( Cars are scarce, and prices have gone up. Use these strategies to find the best values. [Plus: Best Rewards Credit Cards]( [READ MORE]( [PODCAST: Tap the Money Tied Up in Your Home with Keith Gumbinger]( Housing prices have been on a tear, and that means home equity is up, too. Turning that value into cash in your wallet can be complicated, though. Equity expert Keith Gumbinger helps us sort it out. Plus: [The 13 Best REITs to Own in 2021]( [READ MORE]( Kiplinger's Personal Finance magazine For trustworthy help to live a financially secure life, make more money, and keep more of the money you make, count on the time-tested wealth-building strategies in Kiplinger's Personal Finance magazine. New subscribers [enjoy huge savings and get 4 special issues]( on Retirement Planning, Best Values, Mutual Fund Round-Up, and the annual Economic Outlook. [Kiplinger] [Facebook]( [Twitter]( [LinkedIn]( Send this to a Friend. [Click here.]( | Not a Subscriber Yet? [Click here.]( All content ©2021 The Kiplinger Washington Editors
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