Planning to Claim Social Security Early? Beware the Social Security Earnings Tests

Plus: Taxes Aren't Due Yet, But You Might Want to File Now Anyway Prosper with Kiplinger's daily digest of timely, trusted advice [View in browser]( [Prosper with our daily digest of timely, trusted advice]( APRIL 19, 2021 [Social Security Earnings Tests: 5 Things You Must Know]( If you’re still working and claim Social Security early, your benefits could be reduced, at least temporarily. Plus: [Social Security Basics: 12 Things You Must Know to Maximize Your Benefits]( [READ MORE]( [Buy Cruise Line Stocks? The Pros Aren't So Sure]( Cruise line stocks have performed well so far in 2021, but analysts are still sitting on the sidelines amid cloudy reopening plans. Plus: [5 Travel Stocks to Buy as Americans Hit the Road]( [READ MORE]( SPONSORED CONTENT FROM INVESTORPLACE [Buy These 3 Cryptos to Beat Bitcoin]( [These are Your 3 Financial Advisors in Your Area]( The cryptocurrency market is exploding in value right now... Bitcoin broke through $60,000... And dozens of cryptos have gone up more than 1,000%... If you're ready to start capitalizing on this massive boom, legendary crypto investor Matt McCall just released a new free report, "3 Cryptos to Beat Bitcoin." You can claim your free report by clicking here. [READ MORE]( [Taxes Aren't Due Yet, But You Might Want to File Now Anyway]( Even though this year's tax deadline has been extended, there are still plenty of good reasons to file your taxes now. Plus: [22 IRS Audit Red Flags]( [READ MORE]( [Financial Planning Lessons Regular Folks Can Learn from Professional Athletes]( The image we have of lucrative contracts and lavish lifestyles for baseball players and other pro athletes can be pretty far off base. In fact, these sports stars often face the same financial issues the rest of us do. Financial planner Matt Goren explains. Plus: [PODCAST: Doug Glanville on Race, Sports — and Personal Finance]( [READ MORE]( SPONSORED CONTENT FROM DOMINI IMPACT INVESTMENTS [Retire and Inspire a Greater and Greener World.]( Invest in the right mutual fund, and you become more than an investor; you become part of a community of caring individuals who come together to make an impact based on shared values. [READ MORE]( [Monthly Payments of the 2021 Child Tax Credit Will Begin in July]( After doubts about whether it was up to the task, the IRS says it's on schedule to start sending monthly child tax credit payments this summer. Plus: [2021 Child Tax Credit Calculator]( [READ MORE]( [7 Ways to Save Money When Shopping Online]( Shopping online has long been a popular option. In these times, it’s increasingly a must. Here’s how to save money when filling your cart with the click of a mouse. Plus: [4 Tips on How to Negotiate for Anything]( [READ MORE]( Enjoy a worry-free, richly rewarding retirement. Kiplinger's Retirement Planning 2020 is packed with the trustworthy advice you need to enjoy a worry-free retirement. Get practical help to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, inflation-proof your portfolio, ensure affordable top-notch health care and more. Just $6.95 for the digital edition, print edition also available. [Click to see the table of contents]( or to order. [Kiplinger] [Facebook]( [Twitter]( [LinkedIn]( Send this to a Friend. [Click here.]( | Not a Subscriber Yet? [Click here.]( All content ©2021 The Kiplinger Washington Editors 1100 13th Street, NW, Suite 1000 Washington, D.C. 20005 Thank you for subscribing to Kiplinger Today, a free daily e-newsletter that helps you profit and prosper from the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. If you ever wish to stop receiving this daily service, please [click here to unsubscribe](.