11 Year-End Moves to Lower Your 2020 Tax Bill

Plus: Holiday Return Policies at 32 Leading Retailers Prosper with Kiplinger's daily digest of timely, trusted advice [View in browser]( [Prosper with our daily digest of timely, trusted advice]( NOVEMBER 22, 2020 [11 Year-End Moves to Lower Your 2020 Tax Bill]( What you do between now and the end of the year can have a significant impact on how much tax you have to pay next April. Plus: [15 Money Moves to Make Now to Prepare for 2021]( [READ MORE]( [Holiday Return Policies at 32 Leading Retailers]( Many retailers -- including Amazon, Macy's and Target -- have altered their return policies to reflect the extended 2020 holiday shopping season. Plus: [Spend Now, Cry Later: 16 Worst Gifts to Impulse Buy for the Holidays]( [READ MORE]( SPONSORED CONTENT FROM BARCLAYS [Learn More About Barclays Online Savings Products]( [These are Your 3 Financial Advisors in Your Area]( No monthly maintenance fees, no minimum to open, and 100% US based customer service. [READ MORE]( [Big Changes Likely for Social Security, Medicare Under a Biden Presidency]( The new president and a fresh Congress will sooner or later have to face the twin safety net programs, both sorely in need of help. Plus: [7 Things Medicare Doesn’t Cover]( [READ MORE]( [5 Best Communication Services Stocks to Buy for 2021]( The best communication services stocks for the coming year have a high bar to clear if they hope to exceed their 2020 outperformance. Plus: [15 Mighty Mid-Cap Stocks to Buy for 2021]( [READ MORE]( SPONSORED CONTENT FROM SENSIBLE MONEY [Here's the Best Way To Plan In Your Retirement]( Many retirees rely on a common rule of thumb for retirement withdrawals known as the 4% rule. However, this rule does not account for many factors in your retirement planning that may save you money or help you plan better. [READ MORE]( [What the New President Means for Your Money]( Some of President-Elect Joe Biden’s most ambitious proposals could be sidetracked by a divided government. But Biden can use his executive powers to modify regulations on everything from Wall Street to student loans. Plus: [15 Best Stocks to Buy for the Joe Biden Presidency]( [READ MORE]( [7 Ways Holiday Shopping Will Be Different This Year]( The pandemic has retailers and consumers reconsidering their approach to holiday shopping. Plus: [7 Ways to Save Money When Shopping Online]( [READ MORE]( SPONSORED CONTENT FROM LEAPLIFE [Is Life Insurance Part of Your Retirement Planning?]( [These are Your 3 Financial Advisors in Your Area]( Permanent life insurance coverage is frequently recommended as part of retirement planning. But are these whole or universal life policies really beneficial enough? [READ MORE]( [Kiplinger] [Facebook]( [Twitter]( [LinkedIn]( Send this to a Friend. [Click here.]( | Not a Subscriber Yet? [Click here.]( All content ©2020 The Kiplinger Washington Editors 1100 13th Street, NW, Suite 1000 Washington, D.C. 20005 Thank you for subscribing to Kiplinger Today, a free daily e-newsletter that helps you profit and prosper from the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. If you ever wish to stop receiving this daily service, please [click here to unsubscribe](.