Your Guide to Enrolling in Health Insurance for 2021

Plus: 15 Dividend-Paying Stocks to Sell or Avoid Prosper with Kiplinger's daily digest of timely, trusted advice [View in browser]( [Prosper with our daily digest of timely, trusted advice]( OCTOBER 30, 2020 [Your Guide to Health Insurance Open Enrollment for 2021]( Your options may look a little different this fall. Meanwhile, the cost of coverage continues to climb. Plus: [Health Savings Account Contribution Limit for 2021]( [READ MORE]( [15 Dividend-Paying Stocks to Sell or Avoid]( Dividend stocks often act as a store of safety, but these 15 picks look like risky plays regardless of their payout programs. Plus: [The Pros' Picks: 9 Stocks to Sell Now]( [READ MORE]( SPONSORED CONTENT FROM VANGUARD PERSONAL ADVISOR [Vanguard Advice to Help Maximize Your Income in Retirement]( [These are Your 3 Financial Advisors in Your Area]( Vanguard Personal Advisor Services® is built to provide you an ongoing collaboration with our professional advisors — no matter where you are. Our advisors are salaried and don't earn commissions, so they'll always put your best interests first. Take the first step with Vanguard today. [READ MORE]( [5 States With No State Sales Tax]( Alaska, Delaware, Montana, New Hampshire and Oregon do not impose a state sales tax, but that doesn't necessarily make them the best states for low taxes. Plus: [10 States With the Highest Sales Taxes]( [READ MORE]( [5 Ways to Survive Divorce, Emotionally and Financially]( Family-law attorney Tonya Graser Smith tells you how to set yourself up to thrive after splitting up. Plus: [Most-Overlooked Tax Breaks for the Newly Divorced]( [READ MORE]( SPECIAL KIPLINGER READER SURVEY [Tell Us What You Think of Kiplinger]( Whether you're a loyal, long-term reader or recent convert, we're interested to learn more about your personal Kiplinger experience. Please take 5 minutes to fill out our audience survey! [TAKE SURVEY]( [10 Things You'll Spend Less on in Retirement]( We spend a lot of time worrying about running out of cash in retirement. But you might be surprised to see some of the things you'll find yourself spending less on in your golden years. Plus: [10 Things You'll Spend More on in Retirement]( [READ MORE]( [13 Smart Ways to Spend $1,000 or More]( If you're fortunate enough to receive a holiday bonus this year, consider these smart ways to treat yourself (or others) with $1,000. Plus: [How to Save on a Used Car]( [READ MORE]( SPONSORED CONTENT FROM LEAPLIFE [Is Life Insurance Part of Your Retirement Planning?]( [These are Your 3 Financial Advisors in Your Area]( Permanent life insurance coverage is frequently recommended as part of retirement planning. But are these whole or universal life policies really beneficial enough? [READ MORE]( [Kiplinger] [Facebook]( [Twitter]( [LinkedIn]( Send this to a Friend. [Click here.]( | Not a Subscriber Yet? [Click here.]( All content ©2020 The Kiplinger Washington Editors 1100 13th Street, NW, Suite 1000 Washington, D.C. 20005 Thank you for subscribing to Kiplinger Today, a free daily e-newsletter that helps you profit and prosper from the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. If you ever wish to stop receiving this daily service, please [click here to unsubscribe](.