Maximize your Social Security Benefits

[View this e-mail in a browser]( Boomer's Guide to Social Security: Updated for 2018! The decision of when to claim your Social Security benefits can be maddeningly complex. Start collecting at age 70 rather than age 62, for example, and your benefit increases by 76%. [Kevin McCormally] Editor Kevin McCormally But there's more to the puzzle than "wait until age 70." Your marital status makes a huge difference, as does your life expectancy, whether you're widowed or divorced, and more. Knight Kiplinger was surprised to discover that both he and his wife should claim benefits at age 66, but that he should immediately suspend his benefit. By doing so they could receive about $165,000 more than if they claimed benefits at age 62 -- and about $55,000 more in lifetime benefits than if they waited until age 70. Now you can take the guesswork out of one of the most important decisions affecting your financial security in retirement. This 34-page report is packed with insights and information on everything you need to know ... - How to Make the Most of Your Benefits - Smart Strategies for Married Couples - The Truth About the Earnings Test, including New Trigger Points for 2018 - Spousal and Survivor Benefit Strategies - How Divorce Affects Your Benefits - ... and much, much more. You can trust the Kiplinger Editors to give you the practical, real-world answers you need for all your personal finance and retirement questions. [Download this Boomer's Guide to Social Security today!]( It's a PDF report -- just $29.95. [Get your copy now!]( The Kiplinger Washington Editors, Inc. 1100 13th Street, N.W., Suite 750 Washington, D.C. 20005 --------------------------------------------------------------- You are receiving this e-mail because you are on our Special Offers - Retirement list. To manage your e-mail preferences or unsubscribe, [click here,]( select which e-mails you wish to receive, and click the continue button.