Structure Retirement Income to Lower Taxes | Ins and Outs of Interest Rate Cuts and Inflation | This Double-Dip Trust Benefit Is Too Good to Be True

Calculating RMDs for 2024: What You Need to Know | Four Key Elements of a Good Estate Plan | Interest Rate Cuts & Inflation: What's Really Going On? Created for {EMAIL} | [Web Version]( September 18, 2024 FOLLOW US:  [LinkedIn]( [Facebook]( [Building Wealth]( [Building Wealth]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] RMDs [] [Calculating RMDs for 2024: What You Need to Know]( [Calculating RMDs for 2024: What You Need to Know]( (Getty Images) As the end of 2024 nears, it's important to know how to [calculate your required minimum distributions (RMDs)]( if you haven't taken them already — and, according to CFP Chris Gullotti, be prepared for them to be higher this year. [] Estate Planning [] [Four Key Elements of a Good Estate Plan]( [Four Key Elements of a Good Estate Plan]( (Getty Images) An estate plan can be complex or simple, depending on your estate and your wishes, but [every estate plan should accomplish these basic goals]( outlined by estate planning attorney John Goralka. [Get your personalized retirement plan]( Choose where and when you want to retire, and a Betterment IRA can help make your money hustle all the way there. [Learn More]( ADVERTISEMENT [] Personal Finance [] [Interest Rate Cuts & Inflation: What's Really Going On?]( [Interest Rate Cuts Inflation: What's Really Going On?]( (Getty Images) For more than two years, we've heard a steady drumbeat of news highlighting inflation and its impact on interest rates. The correlation seems clear, but [the issue is actually more complex](. Investment Adviser Jared Elson explains. Featured Content Sponsored Content from Kiplinger Advisor Collective [Expand Your Influence in the Financial Industry]( Join the Kiplinger Advisor Collective: the ultimate platform for financial experts. Network, build your brand, and share your expertise with readers. [Inquire Now]( [] Taxes [] [This Double-Dip Trust Benefit Is Too Good to Be True]( Estate planning attorney Rustin Diehl clears up some confusion among some trust makers and taxpayers over how grantor trust status affects the step-up in basis and estate tax exclusion. [Read More]( [Debunking 6 Social Security Retirement Myths]( Collecting Social Security benefits can be an important component of your retirement income strategy, but the federal program can also be complicated to understand. Get the facts on how the Social Security program works for retirees. [READ MORE]( ADVERTISEMENT [] Retirement Planning [] [How to Structure Retirement Income to Lower Taxes]( From Social Security to IRAs and investments, with smart tax planning, retirees can have some control over how much of their income they'll get to keep. Financial professional Rick Barnett offers some tips on how to structure that income. [Read More]( [7 Secrets About Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Should you keep your 401(k) when you retire?]( Here are three primary reasons you might want to consider moving your retirement money from your 401(k) to an IRA once you retire. [The FDIC is from the government and really is here to help]( The FDIC has spent more than nine decades in action, so let's take a look at what it does and why it's so important for consumers. [How to make a charitable plan that won't break your bank]( Giving back is great … if you have a plan that's as sustainable and smart as it is generous. Here are five tips for giving wisely. From building wealth for a secure retirement or investing wisely in any market to money-saving tax planning and much more – [sign up to explore more free e-newsletters here](. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter](, [The Kiplinger Tax Letter](, [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. [Sign up to explore more newsletters](. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up](format=multipart) | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036