Here Is Where Easing Mortgage Rates Will ‘Unlock’ The Housing Market

Plus, the best travel deals available this fall. Created for {EMAIL} | [Web Version]( September 10, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] INTRODUCTION [] [Stepping Into Mortgages After Rate Cuts]( Interest rates on mortgages have [started to come down]( as experts debate when and how much the [Fed will cut its rate](. That is a relief to everyone sitting on a house they want to sell and those desperate to buy a home. When the rates fall — which they very well could after the Fed meets next week – are there cities where the rate cut will accelerate home-buying opportunities faster than others? Yes, and Kiplinger personal finance writer Erin Bendig tells you where to find [the 10 housing markets that could benefit first as mortgage rates drop](. - Donna LeValley, personal finance writer [This Billion Dollar Startup Wants to Help You Retire]( This Princeton grad's startup raised $161 million to help people plan for retirement. If you're one of the whopping 110 million Americans over the age of 50, or wisely planning ahead, SmartAsset's no-cost tool can help match you with up to 3 vetted financial advisors. [Learn more]( ADVERTISEMENT [] TOP CD RATES FOR SEPTEMBER [] [September's Hottest CD Deals: Where to Park Your Cash]( [September's Hottest CD Deals: Where to Park Your Cash]( (Getty Images) It doesn’t matter if you need to park your cash for three months or five years — there are CDs with great APYs for the term that fits your financial needs. There are [CDs with terms of 3-month, 6-month and 1-year that are still paying above 5%](. CDs with 2-year, 3-year, 4-year and 5-year terms have lower interest rates but will pay higher interest rates for years after that will be no longer available after the Fed turns to cutting interest rates. [] REVIEW YOUR 401(k) [] [Have You Checked Your 401(k) Balance?]( [Have You Checked Your 401(k) Balance?]( (Getty Images) National 401(k) Day was last week and it gave me cause to pause and look at how my account was performing. Kiplinger contributor Adam Shell tells you [what you can learn from examining your 401(k) balance and how to use that information]( to improve your asset allocations to get you closer to your retirement “magic number.” [Strategies to Help Maximize your Income in Retirement]( Spending your hard earned retirement money can be complicated—and it's important to make the right decisions that will help your savings last. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — so you can retire with the support you need. [LEARN MORE]( ADVERTISEMENT [] TRAVEL DEALS [] [The Best Fall Travel Deals]( [The Best Fall Travel Deals]( (Getty Images) Fall weather isn’t traditionally a “travel season” akin to summer vacations or warm weather getaways in the thick of winter. You will also benefit from a lack of crowds and the pressure competition can exert on prices. Fall is full of traveling opportunities. Keep reading to learn where you’ll find [the best fall specials and deals on flights, hotels, and car rentals available now](. [Get your personalized retirement plan]( Choose where and when you want to retire, and a Betterment IRA can help make your money hustle all the way there. [Learn More]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Mixed jobs report keeps Fed on track for rate cuts]( Find out what the experts are saying about the jobs report and how they see it impacting expected rate cuts. [Finance 101]( Here's how parents can set their kids up for success by teaching them money skills every new college student needs. [Crypto takes another step toward mainstream adoption with ether spot ETFs]( SEC approval of ether spot ETFs brings regulatory clarity. [Sign Up for Kiplinger's Free Tax Tips E-Newsletter for Money-Saving Tax Planning and Compliance Advice]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. 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