The Best Dividend ETFs to Buy Now | High-Yield Bond and Saving Ideas | Lower Your Risk in Retirement

And, the top 1-year CD rates. Created for {EMAIL} | [Web Version]( September 6, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] Top Story [] [Anticipating a Fed Rate Cut? Put Your Cash Here]( [Anticipating a Fed Rate Cut? Put Your Cash Here]( (Getty Images) We’ve been in a savings boon lately as the Federal Reserve raised, and then held, interest rates. Bonds, CDs and savings accounts all became uncharacteristically exciting as safe, interest-bearing vehicles. But with an expected rate cut in our near future, where can you look for similar safe – but high-yielding – places to park your money? Columnist [Jeffrey Kosnett has a handful of ideas for you.]( [] Hot Stocks [] [These Are the Best Dividend ETFs to Buy Now]( [These Are the Best Dividend ETFs to Buy Now]( (Getty Images) If you like high-yield savings accounts and reliable bonds, you’re probably also a fan of dividend stocks. Dividend stocks are regarded highly because of their dependability, making them a great investment, especially in the long run. They may not be the flashiest of stocks, but they typically will perform well for you. That said, though, investing in any single stock always carries some risk, which is why diversification is the name of the game. The easiest way to diversify while still getting the benefit of dividend stocks? Invest in ETFs. These are [some of our top choices for dividend ETFs.]( [This Billion Dollar Startup Wants to Help You Retire]( This Princeton grad's startup raised $161 million to help people plan for retirement. If you're one of the whopping 110 million Americans over the age of 50, or wisely planning ahead, SmartAsset's no-cost tool can help match you with up to 3 vetted financial advisors. [Learn more]( ADVERTISEMENT [] In The News [] [How Trump and Harris Might Handle the Expiring TCJA Tax Cuts]( [How Trump and Harris Might Handle the Expiring TCJA Tax Cuts]( (Getty Images) In yesterday, Kiplinger Today, we looked at the tax plans of both Donald Trump and Kamala Harris. Today, we’re taking a look at one slice of tax policy: The Tax Cuts and Jobs Act (TCJA). The TCJA, known by some as the “Trump tax cuts,” had a series of provisions, many of which are slated to sunset at the end of 2025. So, [what could the election hold for the TCJA?]( [] Personal Finance [] [You’ll Pay More to Cool Your Home in These States]( [You ll Pay More to Cool Your Home in These States]( (Getty Images) It’s been a long, hot summer – which also means it’s been an expensive one. Energy costs have been rising, and those prices aren’t expected to get lower anytime soon. As with many price tags, the cost of cooling your home differs depending on where you live, and certain regions will see bigger price increases than others. These are [the states where cooling costs are expected to rise the most.]( [Start investing in minutes]( With automated tools like portfolio rebalancing and dividend reinvestment, Betterment helps make investing easy for you, and a total grind for your money. [Learn more]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Retirement [] [Five Ways to Lower Your Risk in Retirement]( It would be nice if there was an investment that could offer retirees growth potential, principal protection and complete liquidity. However, it doesn’t exist. There’s no such thing as a perfect investment, product or strategy. Nothing does everything well. But there are some strategies you can take to lower your risk in retirement, writes contributor Mike Decker, taking into consideration liquidity needs and more. [Read More]( [] Smart Saving [] [The Best 1-Year CD Rates We Can Find]( If you’re still looking for good places to store your money in case of an incoming Federal Reserve rate cut, CDs are still a good idea. Rates won’t plummet so quickly after a cut, but it’s still worth locking in a rate now to keep your money growing for longer. With that said, personal finance writer Erin Bendig brings you the best 1-year CD rates on our radar. [Read More]( [Strategies to Minimize Your Tax Burden]( Making your savings last and keeping your taxes low takes planning and attention. Our advisors can help you save time and earn more. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up](format=multipart) | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036