9 Keys to Florida Retirement | Most Popular Medicare Questions | Cut Your Auto and Home Insurance

12 Most Frequently-Asked Medicare Questions | Traditional Retirement Accounts or Roth? How to Choose | When To Take Social Security Payments: Your Age Matters Created for {EMAIL} | [Web Version]( September 2, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] Navigating Medicare [] [12 Most Frequently-Asked Medicare Questions]( [12 Most Frequently-Asked Medicare Questions]( (Getty Images) The year 2024 will be record-breaking for retirement. In 2024, 11,200 Americans are expected to celebrate their 65th birthday every day until December. When you turn 65, you have to [master a new health care system](. We're here to help. [6 Things Not to Do When Selecting a Financial Advisor]( Working with a financial advisor can be a great first step to helping make sure you're on track to reach your retirement goals. But choosing the wrong one could wreak havoc. Check out these 6 things not to do when choosing a financial advisor, so you can work to potentially avoid years of stress. [See the list]( ADVERTISEMENT [] Retirement Accounts [] [Traditional Retirement Accounts or Roth? How to Choose]( [Traditional Retirement Accounts or Roth? How to Choose]( (Getty Images) Let's compare traditional IRAs, traditional 401(k)s, [Roth IRAs]( and Roth 401(k)s. PNC Investments CEO Rich Guerrini explains why [choosing your best retirement account option]( starts by taking stock of your income and tax status. [] Social Security [] [When To Take Social Security Payments: Your Age Matters]( [When To Take Social Security Payments: Your Age Matters]( (Getty Images) Knowing when to take Social Security is tricky. Before you start taking benefits, [learn the rules and your full retirement age](. Here is a summary of when you will reach your FRA, by birth year. [] Tax Strategy [] [Three Ways to Give to Your Kids Tax-Free While You're Still Alive]( [Three Ways to Give to Your Kids Tax-Free While You're Still Alive]( (Getty Images) There are ways to deplete your estate and enrich your children (and grandchildren) without incurring a tax bill. CFP Evan T. Beach gives you [three ways to make tax-free transfers during your lifetime](, so you are around to see your family enjoy the fruits of your labor and planning. [Get An Expert-Built Portfolio]( Target your goals with help from J.P. Morgan Personal Advisors. Get matched to an expert-built portfolio with automated tax-smart technology, and receive ongoing advice and annual check-ins to ensure your plan is on track. [REQUEST DETAILS]( INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE Kiplinger may receive compensation from JPMC ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Retirement Planning 2024 [Plan and enjoy a worry-free retirement.]( Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.]( [] Saving Money [] [How to Cut Your Auto and Home Insurance Bills This Year]( [How to Cut Your Auto and Home Insurance Bills This Year]( (Getty Images) Consumers have been battling higher prices everywhere, but rate hikes for automobile and homeowners insurance have been especially nasty. Here's how to know if there's relief in sight, and [what you can do to trim your costs](. [Do You Need a Retirement Spending Plan?]( Spending your hard earned retirement money can be complicated—and it's important to make the right decisions that will help your savings last. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — no matter where you are in your journey. [LEARN MORE]( ADVERTISEMENT [] Retirement Destinations [] [Why Do People Retire in Florida? 9 Things to Know]( [Why Do People Retire in Florida? 9 Things to Know]( (Getty Images) Right now, thousands of retirees are on their way to Florida with their household belongings. Should you join them? [Florida is a bit more complicated than just beaches](, Disney World and the massive retirement community known as The Villages. [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Want to Hire a Remote Financial Adviser? 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