Weekend Reads: Medicare Recipients Can Now Use This Company's RX Savings Program, Best No-Penalty CDs and No-Fee High-Yield Accounts Right Now, The 15 Most Expensive Housing Markets in the US

Plus, how to get your free COVID tests this fall. Created for {EMAIL} | [Web Version]( August 30, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] INTRODUCTION [] [Stepping Into Free Covid Tests For Fall]( Similar to the flu, COVID infections go up when the colder weather comes and people spend more time indoors. The specter of COVID is never going away, and having some tests on hand can save you a trip to the doctor if you are negative or give you the necessary sense of urgency to get treated and avoid medically fragile people if you are positive. A COVID test costs as little as $10, so this offer amounts to savings of about $40. Kiplinger senior digital editor Alexandra Svokos [tells you how to get your free COVID tests this fall](. Here are some of Kiplinger’s most popular articles to enjoy over the last holiday weekend of the summer. Happy Labor Day! - Donna LeValley, personal finance writer [Build a Retirement Plan that's Right for you]( A comprehensive retirement plan should account for all of your sources of income (including Social Security) and all of your retirement expenses. Our advisors can help you make sure you don't miss anything. [LEARN MORE]( ADVERTISEMENT [] NO RISK SAVINGS OPPORTUNITIES [] [Save Safely With No-Penalty CDs and No-Fee High-Yield Accounts]( [Save Safely With No-Penalty CDs and No-Fee High-Yield Accounts]( (Getty Images) My crusade to ensure you don’t squander an opportunity to lock in 5%+ rates before they fall is a bit personal. I was too young to take advantage of the astronomic savings rates available in the 1980s. In March 1980, six-month CD rates averaged 17.74% APY, and the rate rose to 17.98% in August 1981. At the same time, the average 3-month CD rate hit 18.65%. When savings rates edge above 4.5%, I take notice. Here are [no-penalty CD]( and [no-fee high-yield accounts]( to get you off the fence and into a savings vehicle paying over 5%. And you can change your mind without losing part of your investment. [] HIGHEST Average US HOME PRICES [] [Where You’ll Find the 15 Most Expensive Housing Markets in the US]( [Where You ll Find the 15 Most Expensive Housing Markets in the US]( (Getty Images) I always thought that one upside of living in an area with a high cost of living and high real estate prices is immunity to sticker shock. However, preparing lists that focus on the [15 most expensive housing markets]( in the U.S. has challenged my assumption. You expect big price tags for an estate or villa — not an average home that may have little to no backyard. While it’s true that these cities offer sought-after amenities and the opportunity to get a high-paying job, it comes at a steep cost. Most of these cities also have higher than average costs for utilities, transportation, healthcare and groceries. [] MEDICARE AND PRESCRIPTION DRUGS [] [Medicare Recipients Can Now Use Amazon Pharmacy's RxPass]( [Medicare Recipients Can Now Use Amazon Pharmacy's RxPass]( (Getty Images) There are now more options to fill a prescription if you are on Medicare. The service offered by Amazon can not only save you money but can also save you a trip to the pharmacy. You must be an Amazon Prime member and subscribe to [RXPass]( to get a prescription filled. Keep reading to find out [how much it is to access RXPass, which states are currently excluded and how many of your generic medications are included]( and available for delivery. [Is Crypto Right For Your Portfolio?]( With a diverse range of offerings and a track record of success, Blockchain technology companies represent compelling investment opportunity for those seeking to capitalize on the future of finance [Learn More]( ADVERTISEMENT: [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Is the stock market open on Labor Day in 2024?]( Find out if the stock and bond markets are open on Labor Day and how stocks have fared historically in September. [Should you delay Social Security if you're wealthy?]( Here are three scenarios in which you might want to consider claiming Social Security benefits later if you have saved a significant chunk of change. [Who are the best small online brokers?]( Kiplinger evaluated four firms: Moomoo, Robinhood, Tastytrade and Webull and here is how they stack up. [Sign Up for Kiplinger's Free Tax Tips E-Newsletter for Money-Saving Tax Planning and Compliance Advice]( ABOUT KIPLINGER When we write about money, we get it right. 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