4 Steps to Hit Your Retirement Magic Number | Don’t Let Your Kids’ Bad Financial Habits Drain You Dry

The 23 Top S&P 500 Stocks to Buy Right Now | Four Steps to Help You Hit Your Magic Number for Retirement | Should You Freeze Your Credit Amid National Public Data, Change Healthcare Breaches? Created for {EMAIL} | [Web Version]( August 28, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [The 23 Top S&P 500 Stocks to Buy Right Now]( [The 23 Top S P 500 Stocks to Buy Right Now]( (Getty Images) There are always select names set to outperform — especially when market leadership is comparatively narrow. UnitedHealth, Emerson Electric and Microsoft top the stocks scoring rare Strong Buy consensus ratings. Some of the other names might surprise you. [Take a look at our chart to see the stocks that score an elite Strong Buy recommendation from industry analysts](. [] Retirement Planning [] [Four Steps to Help You Hit Your Magic Number for Retirement]( [Four Steps to Help You Hit Your Magic Number for Retirement]( (Getty Images) Americans feel they need $1.46 million to retire comfortably. The good news, if you're falling short, is [you might not need that much to reach your individual retirement goals](, writes financial planner Kevin Dwyer. [How to not over-react in reactive markets]( How can you maintain the confidence to stay invested despite uncomfortable periods of negative returns? Studying historical market patterns, our experts share five reasons why sticking to your long-term strategy is often the best course of action. [Start here]( ADVERTISEMENT [] In the News [] [Should You Freeze Your Credit Amid National Public Data, Change Healthcare Breaches?]( [Should You Freeze Your Credit Amid National Public Data, Change Healthcare Breaches?]( (Getty Images) [Freezing your credit]( can be a powerful tool amid data breaches. [] Personal Finance [] [Don't Let Your Kids' Bad Financial Habits Drain You Dry]( [Don't Let Your Kids' Bad Financial Habits Drain You Dry]( (Getty Images) When adult kids make financial mistakes, their parents can suffer. Financial planner Deb Placet says to [step in early to help your kids succeed](, instead of letting their regrets become yours. [Start an HSBC Premier Relationship Today]( Earn up to $2,500 when you complete the qualifying activities. Enjoy premium, international banking with priority services and global support, and no HSBC fees on everyday transactions. [Start today.]( Limited time offer, conditions apply. Member FDIC. [Learn More]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Health Care [] [Another Round of Free COVID Tests Is Coming]( Find out how to get free COVID tests this fall. [Read More]( [] Credit Cards [] [Best Cash Back Credit Cards August 2024]( Trying to compare the best cash back credit cards? These cards may pay hundreds of dollars, with minimum hassle. [Read More]( [Financial experts + automated tech]( While you focus on what's important to you, Betterment is working behind the scenes to optimize your investments and make your money hustle. [Learn More]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036