And, how to invest in jewelry.
Created for {EMAIL} | [Web Version]( August 7, 2024
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[] INTRODUCTION
[] [Stepping Into Jewelry Investments](
I’m not sure how many people look at jewelry as an investment first and an accessory second. Unlike collectible cars or action figures, you can “use” this investment and not necessarily diminish its value. Honestly, I don’t know enough about jewelry to understand where there is value and how to find it, but Kiplinger contributor Lisa Amand does. Here, she shares [what to watch out for, where to find the goods, and how to have some fun with jewelry investments](. - Donna LeValley, personal finance writer [Start investing in minutes](
With automated tools like portfolio rebalancing and dividend reinvestment, Betterment helps make investing easy for you, and a total grind for your money. [Learn More]( ADVERTISEMENT [] NO RISK SAVINGS OPPORTUNITIES
[] [Save Safely With No-Penalty CDs and No-Fee High-Yield Accounts](
[Save Safely With No-Penalty CDs and No-Fee High-Yield Accounts]( (Getty Images)
My crusade to ensure you don’t squander an opportunity to lock in 5%+ rates before they fall is a bit personal. I was too young to take advantage of the astronomic savings rates available in the 1980s. In March 1980, six-month CD rates averaged 17.74% APY, and the rate rose to 17.98% in August 1981. At the same time, the average 3-month CD rate hit 18.65%. When savings rates edge above 4.5%, I take notice. Here are [no-penalty CD]( and [no-fee high-yield]( accounts to get you off the fence and into a savings vehicle paying over 5%. And you can change your mind without losing part of your investment. [] RETIREMENT PLANS AND ERISA
[] [Employee Retirement Income Security Act Turns 50](
[Employee Retirement Income Security Act Turns 50]( (Getty Images)
If you have a pension or 401(k) you are probably familiar with the Employee Retirement Income Security Act, better known as ERISA. This legislation was enacted in part because car manufacturer Studebaker went out of business and left employees with pensions that were going to pay about 15 cents for each dollar of benefits they had been promised. Keep reading to learn more about [the protections your 401(k) and pension plans have under ERISA and what obligations your employer has to you](. [How to Master the Last 5 Years Before Retirement](
When there are five years left on the clock until your retirement, there's one big question you probably need to answer: Can I afford it? Explore this checklist with some important subjects to consider that may help ensure you can retire comfortably and on time. [Learn more]( ADVERTISEMENT [] ESTATE PLANNING
[] [What We Can Learn from Tony Bennett's Estate Dispute](
[What We Can Learn from Tony Bennett's Estate Dispute]( (Getty Images)
Everyone loses in a trust contest or related litigation. Substantial legal and professional fees are often incurred. More importantly, family relationships are often fractured, with little hope of ever healing. Here are [two lessons from Tony Bennett’s estate plan and administration mistakes to help prevent costly litigation or disputes within your family](. [Investing in This AI Chip in The Private Marketplace](
For investors looking to capitalize on this exciting advancement, there are opportunities to acquire investment shares early in the private market, before the company goes public. [Learn More]( ADVERTISEMENT: [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY
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Annuities offer powerful tax advantages and have a few pitfalls (that are avoidable). Here's how to cut your taxes and avoid surprises. [Want to move to France? What to consider financially](
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