How to Fix a Trust Dilemma to Prevent a Tax Bomb | A Great Financial Adviser Starts By Finding Problems | Wait, My Homeowners Insurance Limits What?
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[] [How to Fix a Trust Dilemma to Prevent a Tax Bomb](
[How to Fix a Trust Dilemma to Prevent a Tax Bomb]( (Getty Images)
Many may not realize that an irrevocable bypass trust, also known as funded b trusts, can be adjusted to minimize higher ordinary income tax when just one spouse is still alive and reduce the risk of higher capital gains tax when the both spouses have passed away, writes estate attorney John Goralka. [Understanding this issue requires historical context and background information](. [] Personal Finance
[] [A Great Financial Adviser Starts By Finding Problems](
[A Great Financial Adviser Starts By Finding Problems]( (Getty Images)
Financial expert Richard Himmer explains that problem-finding and problem-solving are distinct yet complementary skills that [are critical in the financial planning]( profession for both advisers and clients. [Financial experts + automated tech](
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[] [Wait, My Homeowners Insurance Limits What?](
[Wait, My Homeowners Insurance Limits What?]( (Getty Images)
You might be surprised by the limits on what your homeowners policy covers, but there’s a reason for that, and there’s also something you can do about it. Insurance executive Karl Susman [breaks it all down here](. [] Investing
[] [If You'd Put $1,000 Into Microsoft Stock 20 Years Ago, Here's What You'd Have Today](
[If You'd Put $1,000 Into Microsoft Stock 20 Years Ago, Here's What You'd Have Today]( (Getty Images)
The dot-com days of the 90s minted many a "Microsoft millionaire," but the aftermath of the tech bust led Microsoft stock to trade mostly sideways for over a decade. However, the past 10 years have been nothing short of a renaissance for the software giant. With Microsoft trading at fresh all-time highs in early November, it’s a good time to see [what $1,000 invested in Microsoft stock 20 years ago would be worth today](. [Banks Are Offering Fixed Annuities At Over 6%](
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[] [The Secret to Supercharging Your Charitable Giving: Low Fees](
What are you paying in investment and administrative fees? The less you pay, the more your money grows, and so does the impact your giving makes, says financial executive Mark Froehlich. [Read More]( [] Smart Travel
[] [Hotels That Give the Best Value for Your Money, as Rated by Guests](
New research reveals the best hotels in the U.S. for value for money according to hotel guests â and why theyâre demanding more from their stay. [Read More]( [7 Secrets About Hiring a Financial Advisor](
Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT ABOUT KIPLINGER
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