How to Create a Retirement Contingency Plan | Tips for Hiring Caregivers | How to Earn $1 Million More Over Your Lifetime

The Impact Politics Can Have on Insurance | How to Fix a Trust Dilemma to Prevent a Tax Bomb | Tips for Finding the Right Fit When Hiring a Caregiver Created for {EMAIL} | [Web Version]( July 31, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Insurance [] [The Impact Politics Can Have on Insurance]( [The Impact Politics Can Have on Insurance]( (Getty Images) Some governors choose their state's insurance commissioner, while other states elect theirs, and that person has [power over insurance issues, including rates](. Insurance expert Karl Susman says that's why it's so important to research candidates and vote. [] Estate Planning [] [How to Fix a Trust Dilemma to Prevent a Tax Bomb]( [How to Fix a Trust Dilemma to Prevent a Tax Bomb]( (Getty Images) Estate planning attorney John M. Goralka explains how a bypass, or AB, trust splits into two trusts when one spouse in a married couple dies, [cutting the estate taxes]( for beneficiaries. [Financial experts + automated tech]( While you focus on what's important to you, Betterment is working behind the scenes to optimize your investments and make your money hustle. [Learn More]( ADVERTISEMENT [] Family Matters [] [Tips for Finding the Right Fit When Hiring a Caregiver]( [Tips for Finding the Right Fit When Hiring a Caregiver]( (Getty Images) When a loved one needs a little (or a lot of) help, take heart. You have options. Financial professional Kelly Gallimore suggests [where to start looking for the support you need](. Featured Content Sponsored Content from Kiplinger Advisor Collective [Expand Your Influence in the Financial Industry]( Join the Kiplinger Advisor Collective: the ultimate platform for financial experts. Network, build your brand, and share your expertise with readers. [Inquire Now]( [] Financial Planning [] [Want to Earn $1 Million More Over Your Lifetime?]( All you have to do is go to college or a trade school. It's an investment that will pay huge dividends for the rest of your life. CPA Brian Evans also points out that the benefits go far beyond money. [Read More]( [Start an HSBC Premier Relationship Today]( Earn up to $2,500 when you complete the qualifying activities. Enjoy premium, international banking with priority services and global support, and no HSBC fees on everyday transactions. Start today. Limited time offer, conditions apply. Member FDIC. [Learn More]( ADVERTISEMENT [] Retirement Planning [] [Five Steps to Create a Retirement Contingency Plan]( Planning for the unknown in retirement might sound impossible, but financial professional Joel V. Russo writes that you can easily manage it by breaking it down into five components. [Read More]( [A Tech Stock That is Competitive with Chat GPT]( The AI market is projected to soar from $200 billion in 2023, to a staggering $1.8 trillion by 2030, and this company stands to capitalize on substantial growth opportunities, [Learn More]( ADVERTISEMENT: [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Is pre-IPO investing worth the risk of getting burned?]( Returns for investors who get in before companies go public can be white-hot. But you'd better be savvy and have nerves of steel. Find out what to consider first. [Want to move to France? What to consider financially]( Before you start packing, you might want to check out the potential impacts on your taxes, investments, retirement planning and estate planning. [10 mistakes people make after they're in a car accident]( Watch what you say and do in the aftermath of an auto accident, as making the wrong moves could compromise both your medical treatment and your case. 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