3 Changes to Medicare in 2025 You Should Know About

And, where you can find the 20 wealthiest suburbs in America. Created for {EMAIL} | [Web Version]( July 30, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] [Stepping Into the Wealthiest Suburbs]( Americans are fortunate to have a variety of climates, topographies and communities at their disposal. I am partial to city living and its trappings, but I currently reside in a suburb that gives me access to a vast network of parks and beaches with a short commuter train ride to the city. I’m not alone in decamping to the suburbs; the rise of remote working has freed people to move away from city centers and cut commute times. Kiplinger contributor Kathryn Pomroy has a list of [the top 20 wealthiest suburbs in the United States]( and how much the average home will cost you. - Donna LeValley, personal finance writer [Do You Need a Retirement Spending Plan?]( Spending your hard earned retirement money can be complicated—and it's important to make the right decisions that will help your savings last. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — no matter where you are in your journey. [LEARN MORE]( ADVERTISEMENT [] ESTIMATING MORTGAGE PAYMENTS [] [Find Your Monthly Mortgage Payment With This Calculator]( [Find Your Monthly Mortgage Payment With This Calculator]( (Getty Images) As inflation cools, mortgage rates have been slowly falling and are expected to continue declining throughout the year. As of July 18, the average 30-year fixed-rate mortgage rate was 6.77%, the lowest rate since mid-March. If you are a buyer or looking to refinance, [our mortgage calculator can help you easily estimate your monthly mortgage payment](. [] MEDICARE [] [3 Changes Coming for Medicare in 2025]( [3 Changes Coming for Medicare in 2025]( (Getty Images) Medicare open enrollment begins in twelve weeks. Before you start evaluating plans and considering a change in your coverage, read about [these three Medicare changes that take effect this October and will impact coverage in 2025](. [Your IRA, made to order]( Choose where and when you want to retire, and a Betterment IRA can help make your money hustle all the way there. [Learn More]( ADVERTISEMENT [] MEMBERSHIP FEES [] [Why I'm Keeping My Amex Gold Card Even with a Higher Membership Fee]( [Why I'm Keeping My Amex Gold Card Even with a Higher Membership Fee]( (Getty Images) Kiplinger rates the American Express Gold Card as one of the [best travel rewards credit cards](, based on the ease with which you earn points and their value when you use them. It’s popular for the valuable points you can rack up via restaurants and grocery shopping and convert into flights and hotel stays. Are the perks and services still worth it after a hike in membership fees? Kiplinger senior digital editor Alexandra Svokos thinks so and she gives you [a detailed breakdown of how the old and new perks add up to make this card competitive and worth the annual fee](. [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [What impact does politics have on insurance?]( Some governors choose their state's insurance commissioner, while other states elect theirs, and that person has power over insurance issues, including rates. [How to protect Your Hyundai or Kia automobile from theft]( Hyundai and Kia thefts rose 1,000% between 2020 and 2023. Read on to learn if your car is at risk, about insurance issues, and what you can do to protect your vehicle. [Talkin' 'bout my generational wealth: Baby Boomers]( With retirement, each generation has different priorities and challenges. For Baby Boomers, it's a matter of ready or not, here it comes. [Build a Better Portfolio — Sign Up for Kiplinger's Free Investing E-Newsletters]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. 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