Should Unrealized Gains Be Taxed? | 6 Cybersecurity Stocks to Buy Now | When to Take Social Security Payments

IRS Ends Inherited IRA Confusion | 6 Cybersecurity Stocks to Buy Now | Should Unrealized Gains Be Taxed? Created for {EMAIL} | [Web Version]( July 28, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [IRS Ends Inherited IRA Confusion]( [IRS Ends Inherited IRA Confusion]( (Getty Images) In long-awaited final rules, the IRS has finally clarified the controversial [10-year rule for inherited individual retirement accounts (IRAs)](. The new guidance, set to take effect in 2025, addresses a key question that has puzzled many advisors and beneficiaries since the passage of the original SECURE Act five years ago. Senior tax editor Kelley Taylor explains what it means. [] Smart Estate Planning [] [6 Cybersecurity Stocks to Buy Now]( [6 Cybersecurity Stocks to Buy Now]( (Getty Images) CrowdStrike might have given [cybersecurity stocks]( a black eye after a software update caused one of the world's biggest internet blackouts last week. But analysts say the sector as a whole is primed for long-term growth. See what's in store in this sector. [Tax-Friendly DST Investing]( Investors and their heirs can benefit from this tax-friendly strategy. When investors sell the property for a profit, they can be hit with a hefty capital gains tax— unless they take advantage of a 1031 Exchange. [READ MORE]( ADVERTISEMENT [] Taxes [] [Should Unrealized Gains Be Taxed?]( [Should Unrealized Gains Be Taxed?]( (Getty Images) The idea of an [unrealized gains tax](, where you would need to pay tax on a stock or other asset even if you didn't sell it, has been tossed around quite a bit in politics and financial conversations. Proponents have mentioned it could be a good way to help with the country's debt and that an unrealized gains tax is similar to property taxes, in a way. But is it fair? Here, an investor who runs a family office offers his take. [] In Case You Missed It [] [When To Take Social Security Payments]( [When To Take Social Security Payments]( (Getty Images) The question of [when to take Social Security benefits]( is a tricky one. Of course, the short answer is that you become eligible to start taking benefits when you turn 62, but that might not be the best time for you to start tapping those benefits. So, when should you start taking payments? There's a lot to consider. [5 Things to Know When Building a Retirement Plan]( Just like a movie, a comprehensive retirement income plan incorporates the ebb and flow of cash flows, ensuring your assets align with your living expenses throughout retirement. To build an effective plan, start with these five essential steps. 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