Five Tax Flags for IRA Beneficiaries | 10 Ways to Generate Retirement Income | A Long-Term Care Hack

Medicare Upgrades Could Disqualify Your Private Plan | A Roth Conversion Alternative That Addresses Long-Term Care | Inherited an IRA? Five Tax Flags for Beneficiaries Created for {EMAIL} | [Web Version]( July 25, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] A Medicare Surprise [] [Medicare Upgrades Could Disqualify Your Private Plan]( [Medicare Upgrades Could Disqualify Your Private Plan]( (Getty Images) Still working past age 65 and relying on your employer's health plan rather than Medicare? Then this is for you! Upgrades coming to Medicare prescription drug coverage may actually cause [problems for some people who delay enrolling in Medicare]( because they are covered by employer health insurance. [] A Long-Term Care Hack [] [A Roth Conversion Alternative That Addresses Long-Term Care]( [A Roth Conversion Alternative That Addresses Long-Term Care]( (Getty Images) It's estimated that [7 out of 10 Americans]( will eventually need long-term care. There are several [ways to pay for long-term care](, including whole life or indexed universal life policies with an IRA conversion. [This Hydrogen Company Gains Momentum]( Discover the company acquiring lithium and hydrogen projects across the U.S. and Canada. This visionary company is bringing this critical element's production back to North America, challenging China's dominance over 67% of global lithium supply and its position as the top hydrogen producer. [LEARN MORE]( ADVERTISEMENT [] Taxes on Your Inheritance [] [Inherited an IRA? Five Tax Flags for Beneficiaries]( [Inherited an IRA? Five Tax Flags for Beneficiaries]( (Getty Images) The IRS just released long-awaited [final rules concerning inherited IRAs](. Although these regulations were expected and won't begin until 2025, the agency cemented a key aspect involving RMDs that will impact many beneficiaries. [] Income Strategies [] [10 Ways to Generate Retirement Income]( [10 Ways to Generate Retirement Income]( (Getty Images) If ensuring your assets last a lifetime sounds daunting, you are not alone. A [retirement portfolio should balance growth and income](. You need both. [Investors Bet Big on Hydrogen Stock Rally]( Discover the company acquiring lithium and hydrogen projects across the U.S. and Canada. This visionary company is bringing this critical element's production back to North America, challenging China's dominance over 67% of global lithium supply and its position as the top hydrogen producer. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Retirement Planning 2024 [Plan and enjoy a worry-free retirement.]( Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.]( [] Financial Planning [] [How to Get Your Money’s Worth from Your Financial Adviser]( [How to Get Your Money s Worth from Your Financial Adviser]( (Getty Images) These days, you’re shortchanging yourself if you focus only on investments. [By understanding what a good adviser should provide]( and actively seeking those qualities, you can find the help you need and more. Here’s how. [Hydrogen Powerhouse: Investors Eye New Heights]( Discover the company acquiring lithium and hydrogen projects across the U.S. and Canada. This visionary company is bringing this critical element's production back to North America, challenging China's dominance over 67% of global lithium supply and its position as the top hydrogen producer. [LEARN MORE]( ADVERTISEMENT [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Best summer travel deals 2024]( This summer, enjoy the best specials and deals on flights, hotels and car rentals from Delta, Southwest, Hyatt, Marriott, Avis, Royal Caribbean Cruise Line and more. [How to overcome your fear and enjoy retirement]( You may still be afraid to retire even with a well-funded nest egg. Here's how to overcome your fear and enjoy retirement. [Sign up free for A Step Ahead: Guidance on how to navigate today’s challenges to business, the economy, and financial markets.]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036