Last Decade’s Top-Performing Actively Managed Funds | Retirement Income Depends on Math, Not the Market

10 Big Mistakes These Financial Experts Recommend Avoiding | Your Retirement Income Should Depend on Math, Not the Market | The Top-Performing Actively Managed Funds of the Last Decade Created for {EMAIL} | [Web Version]( July 25, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [10 Big Mistakes These Financial Experts Recommend Avoiding]( [10 Big Mistakes These Financial Experts Recommend Avoiding]( (Getty Images) While failing to build a budget or letting "lifestyle creep" take hold may not seem like they will have a major effect on your finances, small mistakes can often lead to big trouble down the line. To help avoid these pitfalls, members of the Kiplinger Advisor Collective share [one financial “don’t” (or mistake)]( they always advise their clients to avoid and the impact it can have on their future. [] Retirement Planning [] [Your Retirement Income Should Depend on Math, Not the Market]( [Your Retirement Income Should Depend on Math, Not the Market]( (Getty Images) Dividing your assets into [three different buckets]( can and will help protect you from inevitable market downturns, writes investment expert Brandon Domenick. [Financial experts + automated tech]( While you focus on what's important to you, Betterment is working behind the scenes to optimize your investments and make your money hustle. [Learn More]( ADVERTISEMENT [] Mutual Funds [] [The Top-Performing Actively Managed Funds of the Last Decade]( [The Top-Performing Actively Managed Funds of the Last Decade]( (Getty Images) The past 10 years included two bull markets, two bear markets, high inflation, a record rise in interest rates, and a global pandemic. Despite these challenges, [these mutual funds]( have racked up peer-beating returns over the past decade. [] Real estate [] [Where to Buy a Vacation Home Safe From Climate Risks]( [Where to Buy a Vacation Home Safe From Climate Risks]( (Getty Images) We used to ask: What’s our budget? And how much will a vacation home cost? But now, many are pausing to consider the ways climate change may wreak havoc on where they choose to settle. A beachfront vacation home sounds great until a hurricane hits. [Try these safer options instead](. [6 Things Not to Do When Selecting a Financial Advisor]( Working with a financial advisor can be a great first step to helping make sure you're on track to reach your retirement goals. But choosing the wrong one could wreak havoc. Check out these 6 things not to do when choosing a financial advisor, so you can work to potentially avoid years of stress. [See the list]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Advisor Collective [Expand Your Influence in the Financial Industry]( Join the Kiplinger Advisor Collective: the ultimate platform for financial experts. Network, build your brand, and share your expertise with readers. [Inquire Now]( [] Couples & Money [] [RSUs: In Divorce, They're Easy to Hide (or Misunderstand)]( You may have never heard of restricted stock units, but they can be worth big money. You can't afford to overlook them when negotiating a divorce settlement, advises financial planner Stacy Francis. [Read More]( [] Investing 101 [] [Options Trading: What Is It and How Do You Start?]( Options trading allows investors to speculate on a stock's directional move, but there are some key concepts to learn before jumping in. 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