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Do You Know This IRA Option? | Best No-Fee High-Yield Savings Accounts | Luxurious Disney World Hotels to Check Into

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An IRA Contribution Option You Might Not Know | The Most Unique and Luxurious Disney World Hotels |

An IRA Contribution Option You Might Not Know | The Most Unique and Luxurious Disney World Hotels | Why You Need an Advance Directive Created for {EMAIL} | [Web Version]( July 20, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [An IRA Contribution Option You Might Not Know]( [An IRA Contribution Option You Might Not Know]( (Getty Images) When it comes to retirement savings strategies, some people overlook a valuable opportunity: [a lesser-known IRA option]( that can be particularly beneficial for households where one partner has limited or no earned income. The spousal IRA is basically an exception to the usual rule that someone must have earned income to contribute to an individual retirement account. This unique feature can double a couple's retirement savings capacity. [] Insurance [] [The Most Unique and Luxurious Disney World Hotels]( [The Most Unique and Luxurious Disney World Hotels]( (Getty Images) Walt Disney World can be a daunting trip — thousands of rowdy kids, endless miles to walk, humid Florida weather — but it’s a family favorite vacation for a reason. Adults and grandkids alike give into the magic of the theme park resort. If you’re planning one last getaway for the summer (or fall break!), [consider these luxury hotels](. [CD Rates That Can't Be Ignored]( With some CD rates climbing above 5%, now may be a good time for you to lock in your rate. [Learn More >]( ADVERTISEMENT: [] Hot Stocks [] [Why You Need an Advance Directive]( [Why You Need an Advance Directive]( (Getty Images) When it comes to estate planning, [don't overlook an advance directive](. This array of critical legal documents clarifies your medical care wishes should you be incapacitated. After all, most people want to leave some kind of legacy after they pass away, but many forget to think about what may come before. [] Travel [] [12 Things You Must Know About Social Security]( [12 Things You Must Know About Social Security]( (Getty Images) Social Security may sound straightforward, but how much do you really know about it? As you near retirement, the decisions you make could have a significant impact on the amount of money you receive, and some of these choices are irrevocable. These [12 essential facts]( will help you make the most out of the retirement safety net. [Start an HSBC Premier Relationship Today]( Earn up to $2,500 when you complete the qualifying activities. Enjoy premium, international banking with priority services and global support, and no HSBC fees on everyday transactions. Start today. Limited time offer, conditions apply. Member FDIC. [Learn More]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Personal finance [] [Are You Owed Money in This Class-Action Settlement?]( A class action settlement involving the popular online tax preparation service TaxAct is underway. Find out the details and who qualifies for it. [Read More]( [] Economic Reports [] [Best No-Fee High-Yield Savings Rates]( If you're looking to find a great high-yield savings account, but want to avoid any pesky fees, you're in luck. Many savings accounts let you avoid monthly fees while still earning a high rate of return, in some cases over 5%. [Read More]( [Start investing in minutes]( With automated tools like portfolio rebalancing and dividend reinvestment, Betterment helps make investing easy for you, and a total grind for your money. [Learn More]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036

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