How Finances are Split in a Gray Divorce | Money-Saving Tips for College | 5 Questions to Ask Financial Planner

Five Next-Level Questions to Ask a Prospective Financial Planner | How Finances Are Split In a Gray Divorce | If Done Right, Crypto Can Lower Risk in Your Investments Created for {EMAIL} | [Web Version]( July 18, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [Five Next-Level Questions to Ask a Prospective Financial Planner]( [Five Next-Level Questions to Ask a Prospective Financial Planner]( (Getty Images) There’s a standard set of questions that typically get asked in meetings with financial planners, but many of those have answers that can be found easily online or don’t do much to get to know the person and their philosophies. These [five next-level questions, instead, go a level deeper while you’re interviewing potential financial planners](. Use this cheatsheet for your next meeting. [] Couples & Money [] [How Finances Are Split In a Gray Divorce]( [How Finances Are Split In a Gray Divorce]( (Getty Images) "Till death do us part” no longer applies to a growing number of older couples. Between 1990 and 2021, the divorce rate more than doubled for those ages 55 to 64, and the rate tripled for those 65 and older, according to a recent study. It may not be romantic, but it’s certainly [important to know how finances will get split in such a key period of life](. [You're ready to retire, but is your bank account?]( Whether you're just starting to plan or already retired, it's always the right time to think about your financial future. At SAM, we offer expert guidance to help you build and sustain a robust retirement plan. Schedule a complimentary portfolio review to ensure you have the funds to support you throughout your retirement. [Learn More]( ADVERTISEMENT [] Investing [] [If Done Right, Crypto Can Lower Risk in Your Investments]( [If Done Right, Crypto Can Lower Risk in Your Investments]( (Getty Images) Investing in cryptocurrency is generally seen as a risky endeavor, given its newness and propensity for volatility. So [why does this strategist see crypto as a way to actually lower investment risk]([s](? Read on to find out. [] Paying for College [] [10 Money-Saving Tips and Tricks for Sending a Child to College]( [10 Money-Saving Tips and Tricks for Sending a Child to College]( (Getty Images) It’s back-to-school time, and if you have a child starting or returning to college, no doubt tuition costs are on your mind. Hopefully, you’ve been saving up for years, but even if you haven’t, [here are 10 tips and tricks for minimizing costs and avoiding expensive mistakes](. [Cheapest Way To Get New Windows if You Own Your Home]( Americans are shocked at how cheap new energy-efficient windows are with this service. 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[Read More]( [] In Case You Missed it [] [Should You or the Trust Pay a Trust's Income Taxes?]( Trust income includes rents on real estate, profits produced by trust investments, the appreciation income from property sold or distributions of assets from the trust. But who is supposed to pay the taxes on it? Attorney Rustin Diehl sheds light on the question. [Read More]( [Vanguard vs. Fidelity vs. Schwab]( Who are you partnered with? It's no secret these could be considered three of the most popular brokerage firms. But they stack up slightly differently when it comes to fees and their specific suite of services. Learn more about who should work with Vanguard, Fidelity, and Schwab. [See the comparison]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. 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