Do You Need Identity Theft Protection?

And, where to find Amazon Prime returns that can become your online bargains Created for {EMAIL} | [Web Version]( July 17, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] [Stepping Into Identity Protection]( The [second AT&T data breach of 2024]( has heightened my concerns about possible identity theft. You may also remember a [major breach of patient data](, including Medicare records, compromised during a February cyberattack. Can you buy protection from these invasive data grabs? Kiplinger contributor Sarah Brady [r]([eviews the effectiveness of identity theft services and pinpoints no and low-cost ways to monitor and protect your identity](. - Donna LeValley, personal finance writer [Financial experts + automated tech]( While you focus on what's important to you, Betterment is working behind the scenes to optimize your investments and make your money hustle. 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The third-largest state in America has a vast coastline, fertile soil and a diverse and skilled population that all contribute to California being a great place to live. [Check out these 11 great places to live in California]( if you like sunshine, have sharp technical skills or want an endless variety of outdoor activities. [Vanguard vs. Fidelity vs. Schwab]( Who are you partnered with? It's no secret these could be considered three of the most popular brokerage firms. But they stack up slightly differently when it comes to fees and their specific suite of services. Learn more about who should work with Vanguard, Fidelity, and Schwab. [See the comparison]( ADVERTISEMENT [] IRA CONVERSIONS [] [How To Convert a Traditional IRA to a Roth After 60]( [How To Convert a Traditional IRA to a Roth After 60]( (Getty Images) The [rule change quietly made by the IRS last year]( has upended many estate plans around traditional IRAs. That change has made Roth IRAs a better option for many planning to bequeath the balance of their accounts. If you are over 60 and considering an IRA conversion, you have a few important factors to consider before you pull the trigger. Read on to learn more about [how to make the conversion and the possible financial consequences beyond a tax bill](. [Strategies to Help Maximize your Income in Retirement]( Spending your hard earned retirement money can be complicated—and it's important to make the right decisions that will help your savings last. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — so you can retire with the support you need. [LEARN MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Where Amazon Prime returns become your online bargains]( All of the usual perks of buying on Amazon apply when you buy used, open-box products or“pre-owned” items from Amazon. [Protect your assets from long-term care costs]( Set up properly, this trust can help ensure your protected assets go to your beneficiaries rather than your long-term care. [Why you should invest in commodities]( Despite impressive run-ups in many commodities this year, some strategists say they still have a long, upward run ahead of them and deserve a spot in your portfolio. [Build a Better Portfolio — Sign Up for Kiplinger's Free Investing E-Newsletters]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. 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