Should You Join Amazon Before Prime Day?

And, how to use your HSA for Medicare expenses. Created for {EMAIL} | [Web Version]( July 15, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] [Stepping Into Amazon Prime Day]( There are an estimated 167.2 million Amazon Prime members based in the U.S., and I am not one of them. I don’t have an issue with Amazon per se — I order from them and have been generally happy with their service and prices but am still reluctant to take on one more monthly subscription.. Amazon Prime Day sales begin tomorrow and you might be wondering if signing up is worth the price. Kiplinger contributor Kathryn Pomroy has[a thorough pro and con list to help you decide if an Amazon membership is beneficial for you](. - Donna LeValley, personal finance writer [This Billion Dollar Startup Wants to Help You Retire]( This Princeton grad's startup raised $161 million to help people plan for retirement. If you're one of the whopping 110 million Americans over the age of 50, or wisely planning ahead, SmartAsset's no-cost tool can help match you with up to 3 vetted financial advisors. [Learn more]( ADVERTISEMENT [] HOME IMPROVEMENTS WITH HIGH ROI [] [Remodeling Projects That Pay Off]( [Remodeling Projects That Pay Off]( (Getty Images) If the return on investment is important when you choose to renovate or remodel your home, use [our list of home remodeling projects that pay off]( to find the most cost-effective choices when you renovate. This is important if you are renovating your home to appeal to sellers. You can focus on the improvements that will impact your selling price the most and not waste time or money. [] HEALTH SAVINGS ACCOUNTS AND MEDICARE [] [How Your HSA Can Reimburse You for Medicare Premiums Paid]( [How Your HSA Can Reimburse You for Medicare Premiums Paid]( (Getty Images) Medicare covers a lot, but you’ll need to cover out-of-pocket costs in addition to premiums such as copayments and deductibles. You can use your HSA to reimburse yourself for your and your spouse’s expenses even after you have retired. While the rules can be a bit more complicated when one spouse is still employed, it's in your financial interest to understand how to use your HSA account to its fullest extent. Keep reading to [learn more about paying your Medicare expenses with your HSA account and how to coordinate your contributions and distributions if your spouse has their own account](. [Financial experts + automated tech]( While you focus on what's important to you, Betterment is working behind the scenes to optimize your investments and make your money hustle. 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[READ MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [] [Target to stop accepting this form of payment]( Target is following Aldi and Whole Foods Market in saying “no” to this method of payment. [How to claim a $20 credit before Amazon Prime Day]( Claim this $20 credit before Amazon Prime Day and save even more. [Rising cyber threat of AI]( Learn more about the security risks of generative AI. [Build a Better Portfolio — Sign Up for Kiplinger's Free Investing E-Newsletters]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. 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