The World’s Safest Countries | Now’s a Great Time to Build a Bond Ladder | Creating a Healthy Relationship With Money

Before Doing a Roth Conversion, Evaluate These Three Thresholds | Unlock the Potential: Why You Should Consider Adding Commodities to Your Investment Portfolio | Now's a Great Time to Build a Bond Ladder Created for {EMAIL} | [Web Version]( July 9, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [Before Doing a Roth Conversion, Evaluate These Three Thresholds]( [Before Doing a Roth Conversion, Evaluate These Three Thresholds]( (Getty Images) To avoid getting flattened by higher taxes or Medicare premiums related to Roth conversions, [make sure you look both ways on your tax rates](, writes financial planner Evan Beach. [] Investing [] [Unlock the Potential: Why You Should Consider Adding Commodities to Your Investment Portfolio]( [Unlock the Potential: Why You Should Consider Adding Commodities to Your Investment Portfolio]( (Getty Images) Investments like gold and wheat are part of the broad asset class of commodities, along with crude oil, coffee, copper and more. Despite impressive run-ups in many commodities this year, some [strategists say they’ve still got a long, upward run ahead of them and deserve a spot in your portfolio](. [Secrets of Enterprising Families]( You've spent your life working hard to build wealth — are your heirs prepared to manage it? Studying the behavioral patterns of thousands of families, we've uncovered five common characteristics of families that have been able to maintain success, generation after generation. [Learn More]( ADVERTISEMENT [] Bonds [] [Now's a Great Time to Build a Bond Ladder]( [Now's a Great Time to Build a Bond Ladder]( (Getty Images) Even after two favorable monthly inflation reports, cash and bond yields remain high and steady, still creating a buyer’s market. However, navigating how to proceed with new or rollover money can be daunting. [Here are some of the best ways]( to guarantee a high yield to maturity and full recovery of principal. [] Smart Travel [] [The 10 Safest Countries to Visit]( [The 10 Safest Countries to Visit]( (Getty Images) Planning international travel? Make sure you know the safest countries to visit based on solid data. There are many ways to measure security at the country level, but one of the most comprehensive assessments is the annual Global Peace Index (GPI). With that in mind, [these are the 10 safest countries]( according to this year’s GPI list. [Who Has the Cheapest Car Insurance in 2024?]( Do not pay your next car insurance bill until you read this... [Learn More >]( ADVERTISEMENT [] Economic Reports [] [Kiplinger's Economic Calendar for This Week (July 8-12)]( This week's economic calendar features a pair of key inflation updates and the latest reading on consumer sentiment. [Read More]( [] Personal Finance [] [Three Ways You Can Create a Healthy Relationship With Money]( Understanding the why of your decisions, balancing needs vs wishes and looking at money as a resource rather than something to be accumulated can reshape your money beliefs, writes behavioral wealth specialist Cohen Taylor. [Read More]( [7 Secrets About Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036