A Mid-Year Health Insurance Review | The Correct Way to Organize Financial Paperwork for Your Heirs

Take a Mid-Year Review of Your Health Insurance Coverage | Organizing Your Financial Paperwork for Your Heirs the Right Way | Three Ways to Pay Less Taxes to Uncle Sam Created for {EMAIL} | [Web Version]( July 7, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [Take a Mid-Year Review of Your Health Insurance Coverage]( [Take a Mid-Year Review of Your Health Insurance Coverage]( (Getty Images) Americans spend thousands of dollars yearly on health care, even with good insurance. But there are ways to reduce spending on everything from elective procedures to prescription drugs. [Start by reviewing how much you have left to meet your deductible](. [] Real Estate [] [Organizing Your Financial Paperwork for Your Heirs the Right Way]( [Organizing Your Financial Paperwork for Your Heirs the Right Way]( (Getty Images) Organizing your financial and estate-planning documents — and letting your family know where you’ve stored them — will make it easier for your loved ones to care for you if you become incapacitated, and it [will smooth the process of settling your estate after you’re gone](. [Your IRA, made to order]( Choose where and when you want to retire, and a Betterment IRA can help make your money hustle all the way there. [Learn More]( ADVERTISEMENT [] Taxes [] [Three Ways to Pay Less Taxes to Uncle Sam]( Three Ways to Pay Less Taxes to Uncle Sam (Getty Images) Many people, especially retirees, could benefit from [these tax-efficient strategies]( that focus on what you leave your heirs and what kind of accounts your money is in, writes financial expert Matt D’Amico. [] Initial Public Offerings [] [The Biggest U.S. IPOs of All Time]( [The Biggest U.S. IPOs of All Time]( (Getty Images) The biggest initial public offerings in U.S. history include a major chipmaker, a ride-hailing firm and a handful of global telecoms. [Here, we take a look at the largest 25](. [Tax-Friendly DST Investing]( Investors and their heirs can benefit from this tax-friendly strategy. When investors sell the property for a profit, they can be hit with a hefty capital gains tax— unless they take advantage of a 1031 Exchange. [READ MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Reward Credit Cards [] [Credit Cards for Kids and Teens]( These cards can serve as financial training wheels; they allow your child to feel the heady freedom of credit with some supervision and guidance from you, the parent with the fully-formed brain. [Read More]( [] Personal Finance [] [The Most Expensive Natural Disasters in U.S. History]( Wind, water, fire and drought have all wreaked havoc on the United States. What’s been the worst? [Find Out Here]( [Earn up to $2,500]( Enjoy premium, international banking with priority services and global support, and no HSBC fees on everyday transactions. Live, work, and travel with HSBC Premier privileges & status around the world. [Learn More]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036