Where to Find the Top 1-Year CD Rates for July

Plus, learn the difference between bonds' price and value. Created for {EMAIL} | [Web Version]( July 5, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] [Stepping Into RVs in Retirement]( I get motion sickness with the wrong type of driver, so the idea of retiring in an RV has never crossed my mind. But I still look with fascination at RV parks and the websites and blogs catering to this nomadic lifestyle. I like the idea of waking up someplace new every few days or weeks. In the past, I have shared [reasons to retire in an RV]( and [15 reasons why you'll regret an RV]( in retirement; now it’s time to hear from retirees who are living the retired RV life. Kiplinger contributor Laura Petrecca shares [what life is like for retirees who have embraced itinerant ways]( and how the internet has made things easier. - Donna LeValley, personal finance writer [Get the Most Out of Your Retirement Savings]( Making your savings last and keeping your taxes low takes planning and attention. We can help you save time and earn more. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — no matter where you are in your journey. [LEARN MORE]( ADVERTISEMENT [] BEST 1-YEAR CD RATES [] [Where Can Your Money Grow? Top 1-Year CD Rates for July]( [Where Can Your Money Grow? Top 1-Year CD Rates for July]( (Getty Images) Graduation season 2025 is less than a year away and if you will be sending one of your children to college next year, here is a safe way to generate some additional income while keeping your nest egg safe. Here are [seven 1-year CDs that pay over 5% APY](. The two stand-out options have a $500 minimum and pay at or over 5.3%. [] BOND PRICE VS. VALUE [] [Is That Bond Overpriced or an Opportunity?]( [Is That Bond Overpriced or an Opportunity?]( (Getty Images) If you understand the difference between price and value, you'll be more likely to select and hold on to the right bonds. The most important difference between the face value of a bond and its price is that the face value is fixed, while the price varies due to outside influences. Keep reading to [learn more about the factors that cause a bond’s value to fluctuate and you’ll know when a bond on the secondary market is overpriced or an opportunity](. [7 Mistakes People Make When Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Avoid these 7 mistakes when hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT [] READERS’ CHOICE [] [Kiplinger Readers' Favorite Cash Back Credit Cards]( [Kiplinger Readers' Favorite Cash Back Credit Cards]( (Getty Images) You can’t lose when you opt for a cash-back rewards credit card. Other cards with reward programs geared toward travelers or drivers diminish the value of your reward if you don’t engage in some specific behavior — a cash-back card puts you in control of how and where you use your rewards. Learn more about [the seven cards that topped the Kiplinger Readers’ Choice cash-back credit card category]( to find great customer service and a card that gives customers 2% cash back on each purchase if they deposit rewards into qualifying savings accounts. [Financial experts + automated tech]( While you focus on what's important to you, Betterment is working behind the scenes to optimize your investments and make your money hustle. [Learn More]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [The end of retirement as we know it]( Rather than preparing for a traditional retirement, many Baby Boomers are facing periods of changes and transitions, unprecedented in previous generations. [You shouldn't fear an IRS audit if you do your homework]( If you document everything, there’s no reason to freak out if the IRS audits you. Audits are mostly about seeking documentation, not making accusations. [Landlord with rental income? Don’t miss this tax break]( Many landlords are eligible to take the 20% tax deduction for qualified business income. [Prosper with the Latest Insights from Practicing Financial Pros in Kiplinger's Building Wealth E-Newsletter — Free]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036