Can Both Spouses Collect SS?, 37 Ways to Earn High Yields Before Fed Moves, Heat Pump vs. Air Conditioning

I Didn t Think I Needed an Estate Plan Until This Happened | 37 Ways to Invest for High Yields While We Wait for the Fed to Move | Chinese E-Tailers Are Surging in the U.S. Market Created for {EMAIL} | [Web Version]( June 5, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [I Didn’t Think I Needed an Estate Plan Until This Happened]( [I Didn t Think I Needed an Estate Plan Until This Happened]( (Getty Images) Financial professional Pam Krueger was motivated to get her estate plan in order after the untimely death of a loved one. [She shares six simple steps to do that for yourself](. [] Wealth Creation [] [37 Ways to Invest for High Yields While We Wait for the Fed to Move]( [37 Ways to Invest for High Yields While We Wait for the Fed to Move]( (Getty Images) Everyone is paying close attention to the Federal Reserve now. The inflation rate has decreased but is still somewhat persistent. Nonetheless, the Fed has indicated that it plans to reduce interest rates in 2024, possibly later this month. While we await the potential rate cut, [we have identified several attractive yields in nine different categories, with returns ranging from 3% to 12%, depending on the level of risk](. [Attention Income Investors, Learn How to Generate Dividend Yields of 10%]( The average annual return of commercial real estate over 20 years is roughly 9.5%, nearly 1% greater than the S&P 500's average annual return of 8.6%. The CRE Income Fund pays an annual 10% dividend yield and is a long-term strategy that returns over $25,000 for every $10,000 invested over the next ten years. [READ MORE]( ADVERTISEMENT [] In the News [] [Chinese E-Tailers Are Surging in the U.S. Market]( [Chinese E-Tailers Are Surging in the U.S. Market]( (Getty Images) Low costs and cheap shipping are enabling e-tailers like Temu to muscle in the U.S market while growing market share as inflation-weary consumers hunt for bargains. The experts at [The Kiplinger Letter dive into the details here](. [] Social Security [] [Can Both Spouses Collect Social Security Benefits?]( [Can Both Spouses Collect Social Security Benefits?]( (Getty Images) Social Security can provide you a source of income when you retire or can no longer work due to a disability. When it comes to benefits, both spouses can receive Social Security, [but there are certain requirements](. [7 Secrets About Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Smart Saving [] [Heat Pump vs Air Conditioner: Which is Cheaper to Keep Your Home Cool?]( As electricity costs surge amid what is expected to be one of the hottest summers on record, what can you do to cool off? [Read More]( [] Personal Finance [] [Apple TV+'s 'Loot' Offers Five Lessons for Inheriting Wealth]( Season two just ended, and main character Molly (played by Maya Rudolph) has shown us multiple ways that new heirs should and should not be like her, writes financial planner Peter Klein. [Read More]( [Gold Stocks Gain Favor as Prices Surge]( Gold has been hitting all-time highs in 2024 and this stock is all in on gold! Nevada Canyon Gold Corp, an American gold stock has been seeing huge swings in this insane gold market! [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. 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