8 Things You Must Know About Medicare's IRMAA Surcharges

Stepping Into Keeping Cool Without AC | 8 Things You Must Know About Medicare's IRMAA Surcharges | Expect Electricity Costs to Be Higher This Summer Created for {EMAIL} | [Web Version]( May 27, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] [Stepping Into Keeping Cool Without AC]( How do you stay cool in summer without turning on the air conditioning? I see air conditioning as a necessary evil. Although it is useful when the temperatures and humidity hit unbearable levels, keeping my windows open and using fans to cool off is usually enough. Doing more to keep my home from getting hot in the first place would help, too. That’s why I compiled this list of [12 tips to keep your home cool and comfortable in summer without air conditioning]( and save on energy costs. - Donna LeValley, personal finance writer [Help Maximize Your Retirement Potential]( Making your savings last and keeping your taxes low takes planning and attention. We can help you save time and earn more. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — no matter where you are in your journey. [LEARN MORE]( ADVERTISEMENT [] TOP STORY [] [8 Things You Must Know About Medicare's IRMAA Surcharges]( [8 Things You Must Know About Medicare's IRMAA Surcharges]( (Getty Images) Medicare surcharges can sneak up on you. The additional charges are triggered by income reported on tax returns you filed two years ago. For instance, there are some investment decisions that, if not timed properly, could result in you paying the surcharges. Here are [eight things to know about Medicare surcharges](, so you understand who gets charged, when the fees can be waived and how to avoid them when possible. [] UTILITY COSTS [] [Expect Electricity Costs to Be Higher This Summer]( [Expect Electricity Costs to Be Higher This Summer]( (Getty Images) The Farmers’ Almanac expects the hottest temperatures in recorded history this summer. That makes the forecast for electricity prices particularly painful. You can expect to pay more for your electricity bills this summer. Keep reading to [find out how much more we are paying already and how technology is driving up demand](. [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] BUYING A CAR [] [How Old Is Your Car? Americans Set New Record]( [How Old Is Your Car? Americans Set New Record]( (Getty Images) When was the last time you shopped for a car? 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