What to Know Before You Inherit an IRA, Why It Looks Like You Love the IRS More Than Your Family, Tips for When You're Ready to Retire

If You Feel More Negative These Days, Blame the Algorithm | What to Know Before You Inherit an IRA | How Tying the Knot Affects Your Social Security Benefits Created for {EMAIL} | [Web Version]( May 26, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Personal Finance [] [If You Feel More Negative These Days, Blame the Algorithm]( [If You Feel More Negative These Days, Blame the Algorithm]( (Getty Images) Consumer sentiment is more negative today than it was during the Great Financial Crisis in 2008. [What's the difference]( between now and then? Financial professional Blaine Townsend explores this topic. [] Inheritance [] [What to Know Before You Inherit an IRA]( [What to Know Before You Inherit an IRA]( (Getty Images) Managing the taxes that come with [an inherited IRA]( takes smart planning, according to financial planner Antwone Harris, especially since the SECURE Act eliminated the "stretch IRA" game plan for most folks. [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] Social Security [] [How Tying the Knot Affects Your Social Security Benefits]( [How Tying the Knot Affects Your Social Security Benefits]( (Getty Images) Elder law attorney Patrick M. Simasko points out that once you get married, your Social Security benefit will be forever tied up with your spouse's -- and [that can be a good thing]( if you understand how it works. [] Taxes [] [Why It Looks Like You Love the IRS More Than Your Family]( Consider these strategies from financial professional Scott Phillips to avoid overpaying taxes on your hard-earned money. Your family will thank you for it. (And you'll thank yourself.) [Read More]( [Strategies to Help Maximize your Income in Retirement]( Spending your hard earned retirement money can be complicated—and it's important to make the right decisions that will help your savings last. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — so you can retire with the support you need. [LEARN MORE]( ADVERTISEMENT [] Retirement Planning [] [Four Tips for When You're Ready to Retire]( Before you take the retirement plunge, financial professional Adam Frank notes, you might want to make sure each of these things is addressed so you can focus on enjoying your golden years. [Read More]( [What would the title of your memoir be?]( Writing a memoir is a powerful way to pass on your legacy and share your values with loved ones. Whether it's a funny anecdote or a hard-won life lesson, your story has the power to inspire and connect with others in a meaningful way. Call (844) 399-0426 today to find out more. [Learn More]( ADVERTISEMENT [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Have a negative perception of annuities? Consider RILAs and FIAs]( These annuities are tied to the performance of a market index and address concerns about high fees and complex structures. [How spot bitcoin ETFs work: Are they right for you?]( Investors can now invest in bitcoin through traditional investment accounts rather than owning the cryptocurrency outright. [How investors can avoid the hype and ditch FOMO for good]( Don't be swayed by hot investing trends. Smart investors embrace financial authenticity by following their own plans, not the herd. 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