Plus, 11 high-yield accounts paying 5+%.
Created for {EMAIL} | [Web Version]( May 21, 2024
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[] INTRODUCTION
[] [Stepping Into Free Things to Do in NYC](
New York City is [the most expensive city]( in America and that’s the reality for visitors and residents alike. I’ve lived in or around this city my whole life, and I’m sharing this [list of seven free things to do in NYC]( because we all need low-cost ways to enjoy and entertain ourselves. Fortunately, the climate in New York makes it possible to enjoy the lion's share of spring, summer and fall outdoors — with proper attire, of course. I’m a volunteer at the third attraction on this list, the High Line, because I value the beautiful and unique open spaces in the middle of the concrete jungle. Stop by the greeter cart and say hello! - Donna LeValley, personal finance writer [Prepare For Retirement Using a Dividend Growth Investment Strategy](
If you invested in an S&P 500 index fund starting in January 2000 until September 2020 your average annualized return would have been 4.2%, a cumulative return of 136%. But if you reinvested all dividend payments your annualized return would have been 6.2%, a cumulative return of 247%. Just reinvesting dividends would have nearly doubled your gains. [READ MORE]( ADVERTISEMENT [] TOP STORY
[] [Boost Your Savings Game with these High-Yield Accounts](
[Boost Your Savings Game with these High-Yield Accounts]( (Getty Images)
A high-yield account is my preferred place to park my money while I save for trips or big purchases. It is perfect for short-term savings goals such as an [emergency fund](. They are [FDIC-insured](, which reduces your risk to zero. Here are [11 high-yield accounts currently paying 5+% APY]( to stimulate your savings. [] MARRIAGE
[] [5 Tips For Prenups](
[5 Tips For Prenups]( (Getty Images)
There is a risk of divorce with every marriage. Marriage is a contract between two people and when that contract is broken, there is a likelihood that the aggrieved party will seek damages. That is why a premarital agreement is worth investigating and, if you are already married, it can be a template for a postnuptial agreement. Here are [five tips about prenups for anyone contemplating marriage or remarriage](. [What's the Best Way to Lower RMD Taxes?](
If you have tax-deferred retirement accounts, you'll need to take required minimum distributions (RMDs) eventually. If not properly planned for, these distributions could take a tax toll on your retirement nest egg. Check out these 6 strategies to help potentially lower your tax bill. [Learn more]( ADVERTISEMENT [] CAREER OPPORTUNITIES
[] [Best Cities to Start a Career in 2024 — and the Worst](
[Best Cities to Start a Career in 2024 and the Worst]( (Getty Images)
Graduating from college is exciting and overwhelming at the same time. While savoring this achievement, you start looking for your first job and plan to support yourself financially. Some cities offer more opportunities for wage growth and buying a first home than others. This study from WalletHub identifies [the best cities to start a career]( and cautions you about the worst places to try and get a start. Share this story with the grad in your life. [Advice to Help you Keep More of Your Returns](
Our advisors can help you focus on withdrawing your retirement money in a way that helps keep your taxes low. The less you pay in taxes, the longer your money can last. You've worked hard to build up a nest egg and Vanguard advisors are here to help. [LEARN MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY
[] [Why Treasury Bills are a good bet](
Safety, liquidity and a guaranteed return make T-Bills a great investing opportunity.
[How (and why) to talk money at your family dinner table](
These conversations give families an opportunity to reconnect on expectations, values and their hopes for the future.
[World of Hyatt launches offer worth over $1,000](
This World of Hyatt business credit card combines a solid offer for new and current cardholders with industry-leading travel perks. [Sign Up Free for Kiplinger's Retirement Tips E-Newsletter to plan for and make the most of a rewarding retirement](. ABOUT KIPLINGER
When we write about money, we get it right.
So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe](
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