Top CD Options for May

And, vacation destinations where the dollar is strong. Created for {EMAIL} | [Web Version]( May 16, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] Introduction [] [Stepping Into Summer Learning for Retirees]( May is the month for college graduations. Pictures of distinguished commencement speakers and happy graduates tossing their caps in the air abound. If you are retired and have pangs of nostalgia for the old days and miss learning — consider taking a class this summer at a local college. Retirees can take advantage of low and no-cost college courses for older residents at various public and private institutions. Some programs allow elders as young as 55 to participate. Here is all you need to know about [free (or cheap) college for retirees in all 50 states](. - Donna LeValley, personal finance writer [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] TOP STORY [] [Lock in the Highest Returns: Top CD Options for May 2024]( [Lock in the Highest Returns: Top CD Options for May 2024]( (Getty Images) Savings bonds were a popular gift for babies when I was a kid. I want to start a new trend — giving CDs to college graduates. Instead of fueling their post-graduation celebrations with a cash gift, give them the beginnings of a down payment for a home. Use our guide to the [best CD rates for May]( and help cultivate a taste for guaranteed yields. [] VACATION DESTINATIONS [] [Best Places to Visit Where the Dollar Is Strong]( [Best Places to Visit Where the Dollar Is Strong]( (Getty Images) If you want to travel internationally, and stretch your budget, choose a destination where the dollar is strong. You can use the extra buying power to stay a few extra days or upgrade your accommodations. Don’t let inflation ruin your holiday plans; use our [list of safe and far-flung vacation locales to see the world and save a dollar](. [When Can I Retire?]( As you're deciding when to retire, you'll need to think about how much money you're likely to spend each year. Vanguard advisors are here to help investors like you make more informed and confident financial decisions. [LEARN MORE]( ADVERTISEMENT [] BUYING INSURANCE [] [How to Beat Soaring Home and Auto Insurance Premiums]( [How to Beat Soaring Home and Auto Insurance Premiums]( (Getty Images) Inflation has made everything more expensive. However, the pain of Increased prices for necessities, such as insurance, stings more. It’s unwise and possibly illegal to drive without some insurance. Homeowners are backed into the same corner. My colleagues at the [Kiplinger Letter]( have [money-saving tips for lowering auto and home insurance premiums](. [7 Secrets About Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [What’s in DeSantis’ $1.07 Billion Florida Tax Relief Bill?]( Find out more about the 2024 sales tax holidays and cuts taxes for families and businesses included in the bill. [Considerations for Americans who want to move to Europe]( Here are a few things to consider if you are planning to go to Europe for retirement. [Social Security expands access To SSI benefits]( The aim is to reduce the administrative burden for low-income households. 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