And, learn about seven things Medicare doesn’t cover.
Created for {EMAIL} | [Web Version]( May 10, 2024
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[] Introduction
[] [Stepping Into Filing Tornado Insurance Claims](
We are in the midst of one of the most active tornado seasons in history; as of May 9, there were [699 preliminary tornado reports](. Damage estimates for the various storms in 2024 have already hit [$7 billion](. More storms mean more damage and a corresponding surge of insurance claims. If you live in a Tornado-prone part of the country, you might be [prepared for the storm]( — are you ready for the aftermath? [Use this guide to file your tornado insurance claims](, and you’ll be prepared to file as soon as the dust settles. - Donna LeValley, personal finance writer P.S. I welcome your questions and suggestions about this newsletter – you can reach me at d.levalley@futurenet.com [Top 5 Wealth Management Firms in the US](
If you're looking for help with wealth management, retirement, or tax planning, finding the top financial advisor in the United States means choosing between thousands of options. Check out the list of top 5 firms in the US for individual investors. [See the list]( ADVERTISEMENT [] TOP STORY
[] [What to Know About CD Ladders, A Flexible Way to Save](
[What to Know About CD Ladders, A Flexible Way to Save]( (Getty Images)
The long-awaited [Fed rate cuts]( are on hold and that is good news for savers. There is still an opportunity to benefit from the [5+% CD rates](. You can lock in these high interest rates while they last and still access your cash at regular intervals by building a CD ladder. [Use our guide to assemble a CD ladder]( and shield your future savings from changes in the economy or outlook from the Fed. [] MEDICARE
[] [What Does Medicare Not Cover? The 7 Things You Should Know](
[What Does Medicare Not Cover? The 7 Things You Should Know]( (Getty Images)
Mid-year, I like to take a step back and review my medical expenses to budget for the remainder of the year. Unlike most employer-provided insurance plans, Medicare Part A and Part B don’t have an out-of-pocket maximum. This makes planning for the uncovered but expected costs, such as eye exams and dental care, critical to your finances and health. Use our list of [seven things Medicare doesn't cover]( to estimate how much you can expect to pay for uncovered expenses. [Is your money working hard enough?](
It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] PROFESSIONAL SERVICES
[] [How to Handle an Unresponsive Lawyer](
[How to Handle an Unresponsive Lawyer]( (Getty Images)
Unless you are buying a home or engaging in estate planning, working with a lawyer means a problem must be sorted out. Your troubles multiply when your lawyer is hard to reach and stops returning your calls. The top complaint to bar associations is the need for lawyers to communicate with clients. Attorney Denis Beaver advises [how to apply pressure get a response from your lawyer]( and get your case back on track. [How to Help Your Retirement Savings Last](
Spending your hard earned retirement money can be complicated—and it's important to make the right decisions that will help your savings last. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — so you can retire with the support you need. [LEARN MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY
[] [Mother's Day Brunch 2024: 30 best places to celebrate](
Take Mom out for a nice brunch at one of these top-rated restaurants.
[11 tips for talking to your aging parents about their finances and future care](
Advice from experts about how to approach these sensitive topics.
[Worried about layoffs? Six steps to ease your financial fears](
Six tips to get some peace of mind if you’re worried about potential layoffs at your company or your industry. [Sign Up Free for Kiplinger's Retirement Tips E-Newsletter to plan for and make the most of a rewarding retirement.]( ABOUT KIPLINGER
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