6 Surprising Things Home Insurance Doesn’t Cover

And, 30 deals and freebies for Teacher Appreciation Week Created for {EMAIL} | [Web Version]( May 9, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] Introduction [] [Stepping Into Home Insurance Policy Shortfalls]( The transition from spring to summer is the beginning of storm season across the country. [Hurricane]( season starts in a few weeks as [tornado]( season winds down. Protecting your home from wind, water and damage from debris is essential and your home insurance policy isn’t the place to look for help. Kiplinger contributor Daniel Bortz tells you [six surprising things your home insurance doesn’t cover](. Don’t hesitate too long to top up your coverage and [protect your home from natural disasters with the right insurance](. - Donna LeValley, personal finance writer [Is your money working hard enough?]( It should be! 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Zach Mindel [e]([xplains the basics of military pay and benefits and tells you how to optimize]( some of your retirement benefit. [Help Minimize Your Taxes in Retirement]( Our advisors can help you focus on withdrawing your retirement money in a way that helps keep your taxes low. The less you pay in taxes, the longer your money can last. You've worked hard to build up a nest egg and Vanguard advisors are here to help. [LEARN MORE]( ADVERTISEMENT [] DEALS, DISCOUNTS AND FREEBIES [] [30 Deals, Discounts and Freebies for Teacher Appreciation Week]( [30 Deals, Discounts and Freebies for Teacher Appreciation Week]( (Getty Images) Did you know teachers account for 2.5% of our workforce with over 4 million educators in classrooms across the country? This week is Teacher Appreciation Week and we have [offers from 30 businesses]( that recognize teachers' important contributions. Some deals end Friday, May 10 but some extend through the weekend and beyond. [What's the Best Way to Lower RMD Taxes?]( If you have tax-deferred retirement accounts, you'll need to take required minimum distributions (RMDs) eventually. If not properly planned for, these distributions could take a tax toll on your retirement nest egg. Check out these 6 strategies to help potentially lower your tax bill. [Learn more]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [How non-traded REITs could give your Roth IRA a boost]( Adding a non-traded REIT within your Roth IRA allows the resulting dividends to grow tax-free. [NYC congestion pricing will begin soon]( Learn how much more you’ll play to travel by car in Manhattan if you plan on visiting Manhattan on June 30 or after. [Gen X retirement mistakes for millennials, Gen Z to avoid]( This is a cautionary tale for Millennials and Generation Z, who will, like Gen X, depend mostly on 401(k) plans for retirement funding. 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