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Five Things You Can Negotiate When Buying a Home

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kiplinger.com

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Fri, May 3, 2024 12:09 AM

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And, how renters are beating homebuyers on cost of living. Created for {EMAIL} | May 2, 2024 CONNECT

And, how renters are beating homebuyers on cost of living. Created for {EMAIL} | [Web Version]( May 2, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] Introduction [] [Stepping Into Cheaper Housing Costs]( [Stepping Into Cheaper Housing Costs]( (Getty Images) Painful mortgage rates and the tight housing market are top of mind for millions of anxious homebuyers. [Renting is now cheaper than buying nationwide](, according to a new survey. In 21 U.S. metros, the monthly cost of owning is at least 50% more expensive than the monthly cost of renting. Find out how your area stacks up. P.S. Donna, your usual Step Aheader, is out of office and will be back in a few days. [Should I Convert My IRA to a Roth After Age 60?]( Looking for help with your retirement planning strategy? Consulting a financial advisor can be a great first step to helping make sure you're on track to meet your retirement goals. Try SmartAsset's free quiz to get matched with up to 3 vetted financial advisors serving your area. [Get your matches today]( ADVERTISEMENT [] TOP STORY [] [Five Things You Can Negotiate When Buying a Home]( [Five Things You Can Negotiate When Buying a Home]( (Joe Raedle/Getty Images) It's not all bad news for home buyers. As mortgage rates rise and demand cools, more sellers are lowering prices, picking up closing costs and footing the bill for home repairs than in past years. Here are [five things newly empowered home buyers can negotiate](. [] SAVING [] [Best No-Fee High-Yield Savings Accounts for May 2024]( [Best No-Fee High-Yield Savings Accounts for May 2024]( (Getty Images) If you're looking to find a great [high-yield savings account](, but want to avoid any pesky fees, you're in luck. Many [savings accounts]( let you avoid monthly fees while still earning a high rate of return, in some cases over 5%. [Strategies to Help Maximize your Income in Retirement]( Spending your hard earned retirement money can be complicated—and it's important to make the right decisions that will help your savings last. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — so you can retire with the support you need. [LEARN MORE]( ADVERTISEMENT [] SPENDING [] [Credit Cards vs Charge Cards: What Are the Differences?]( [Credit Cards vs Charge Cards: What Are the Differences?]( (Getty Images) Both [rewards credit cards]( and charge cards can potentially bring value to you as a consumer, depending on your financial goals and needs. Read on to learn the [key differences between credit and charge cards](, to decide which product is a better fit for your spending style. [Boost IRA Retirement Contributions]( An individual retirement account (IRA) is a way to invest for the future with tax advantages. Robinhood offers up to a 3% retirement match for investors who contribute to an IRA and subscribe to Robinhood Gold. [LEARN MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Philips CPAP Settlement: What to Know]( Philips agreed to a $1.1 billion settlement over CPAP and ventilator machines. Here's what you need to know about it, whether you're a product user or an investor. [Change in Social Security Could Mean More Money for Retirees]( A proposed bill could change how the Social Security COLA is calculated, resulting in higher benefits for retirees. [Eli Lilly Stock Surges on Demand for Weight-Loss Drugs]( Eli Lilly beat earnings expectations for the first quarter and raised its outlook for the year. [Can You Use a Credit Card on Venmo?]( What if you don't want funds to be drawn from your checking or savings account when using Venmo? [Sign Up Free for Kiplinger's Retirement E-Newsletter]( to plan for and make the most of a rewarding retirement. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036

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