How to Buy Home Insurance Like a Professional

Stepping Into the 529 Grandparent Loophole | How to Buy Homeowners Insurance | Steps for Women to Take Control of Their Finances Created for {EMAIL} | [Web Version]( May 1, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] Introduction [] [Stepping Into the 529 Grandparent Loophole]( [Stepping Into the 529 Grandparent Loophole]( (Getty Images) While 529 contributions have to be made with after-federal-tax money, the contributions grow free from federal or state tax. Plus, grandparent-owned 529 plans now have an added benefit, thanks to the FAFSA Simplification Act. [Learn more here](. P.S. Donna, your usual Step Aheader, is out of office this week and will be back in a few days. If that’s got you dreaming of a last-minute vacation, [Kiplinger can help](. [A Technology Update That May Be A Smart Investment Opportunity]( Discover lucrative opportunities in renewable energy. Ride the wave of smart grid advancements for sustainable returns. [READ MORE]( ADVERTISEMENT [] TOP STORY [] [How to Buy Homeowners Insurance]( [How to Buy Homeowners Insurance]( (Getty Images) Planning to buy homeowners insurance for the first time? Before you start comparing quotes, you’ll need to decide how much coverage to get. And remember, a home’s insurance value is based on the cost to rebuild the house, not the market value. [Here's what you need to know and how to get started](. [] Home Buying [] [Steps for Women to Take Control of Their Finances]( [Steps for Women to Take Control of Their Finances]( (Getty Images) Though financial literacy is a widespread problem, women tend to struggle with finances more often due to several factors, including the gender wage gap, lower rates of retirement savings and gender stereotypes that make women feel less confident in managing money. [We break down three simple strategies to help women take control of their financial futures](, especially those who are new to managing their money. [Top 5 Wealth Management Firms in the US]( If you're looking for help with wealth management, retirement, or tax planning, finding the top financial advisor in the United States means choosing between thousands of options. Check out the list of top 5 firms in the US for individual investors. [See the list]( ADVERTISEMENT [] Credit Cards [] [Best Cash-Back Credit Cards May 2024]( [Best Cash-Back Credit Cards May 2024]( (Getty Images) Credit cards aren’t just a way to spend money; with the right card, you can earn money with them as well. [These credit cards]( are some of the best possible choices if you want actual cash rewards as opposed to points and miles. [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Get your Starbucks BOGO this Thursday]( Join Starbucks Rewards and buy one drink, get one free from 12 p.m. to 6 p.m. [What is comprehensive auto insurance and what does it cover](? Do you need comprehensive auto insurance? This grab bag of coverages can protect you and your vehicle from theft, fire and forces of nature. [Best money market accounts April 2024]( Save your cash in one of the best money market accounts available. [Sign Up Free for Kiplinger's Retirement E-Newsletter]( to plan for and make the most of a rewarding retirement. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036