4 Ways to Make Your Cash Reserves Work for You, Is 100 the New 70?, How to Buy Treasury Bonds Like an Expert

An Important Financial Checklist for Widows | Buying Treasury Bonds | Four Ways to Make Your Cash Reserves Work For You Created for {EMAIL} | [Web Version]( April 23, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [An Important Financial Checklist for Widows]( [An Important Financial Checklist for Widows]( (Getty Images) Stacy Francis, CEO of Francis Financial in New York City and author of Financial Help for Widows: A Complete Resource Guide, lays out steps widows [should take right away and those that can be delayed](. [] Banking [] [Buying Treasury Bonds]( [Buying Treasury Bonds]( (Getty Images) Treasury bonds are a great way to diversify your investment portfolio and are considered risk-free in terms of getting paid the interest and loan amount. [See here how they work and where to buy them](. [Prepare For Retirement Using a Dividend Growth Investment Strategy]( If you invested in an S&P 500 index fund starting in January 2000 until September 2020 your average annualized return would have been 4.2%, a cumulative return of 136%. But if you reinvested all dividend payments your annualized return would have been 6.2%, a cumulative return of 247%. Just reinvesting dividends would have nearly doubled your gains. [READ MORE]( ADVERTISEMENT [] In Case You Missed [] [Four Ways to Make Your Cash Reserves Work For You]( [Four Ways to Make Your Cash Reserves Work For You]( (Getty Images) While it’s important to have cash on hand in retirement, CEO of PNC Investments Rich Guerrini explains that [these specific investments]( can give your emergency fund something to do until you need it. [] Personal Finance [] [Is 100 the New 70?]( [Is 100 the New 70?]( (Getty Images) Although centenarians are still a rarity, the over-85 age group is the fastest growing. To become a SuperAger, eating healthily, exercising regularly, getting enough sleep, and managing chronic stress are essential. However, [achieving a long life requires understanding longevity literacy](, writes certified fund specialist Phil Wright. [7 Mistakes to Avoid When Hiring an Advisor]( Working with a financial advisor can be a crucial part of retirement planning. But choosing the wrong one can wreak havoc on your investments. Here are 7 common mistakes to avoid when hiring a financial advisor so you can work towards a more comfortable retirement. [Learn More]( ADVERTISEMENT [] Real Estate [] [What Should You Do When Your Rent is Too High?]( If your rent has crept into unaffordable territory, it’s easier this year to move than it might have been last year. That said, your options may be limited. We’ll get into the details, but the main categories of steps you can take involve these: [Find Them Here]( [] Financial Terms [] [What’s the Difference Between a CPA and a Tax Planner?]( There’s a clear difference between the two, explains financial expert Joe Schmitz Jr. [Read More]( [Help Minimize Your Taxes in Retirement]( Our advisors can help you focus on withdrawing your retirement money in a way that helps keep your taxes low. The less you pay in taxes, the longer your money can last. You've worked hard to build up a nest egg and Vanguard advisors are here to help. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036