How to Delay Social Security, Find Your Ideal Retirement Community, How to Invest Your Tax Refund

What Happens if You Missed the Tax Deadline? | Three Ways to Delay Claiming Social Security Benefits | How to Find the Best Retirement Community for You Created for {EMAIL} | [Web Version]( April 22, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] Tax Day Fallout [] [What Happens if You Missed the Tax Deadline?]( [What Happens if You Missed the Tax Deadline?]( (Getty Images) If you missed the tax deadline for filing your federal tax return, you could face [IRS penalties](. Don't let that stop you from completing your Form 1040, and paying your tax as soon as possible. Here are the steps you should follow now to [get your tax matters in order](. [] Max Out Social Security [] [Three Ways to Delay Claiming Social Security Benefits]( [Three Ways to Delay Claiming Social Security Benefits]( Social Security checks (William Thomas Cain/Getty Images) Generally, it's best to wait as long as possible to claim your [Social Security]( benefits. That's because Social Security benefits increase 8% per year until you reach 70. Elder law expert Patrick M. Simakso explains how you can [support yourself while holding off on your benefits](. [How to make your will without a lawyer]( Many people think they have to hire an attorney to draft their will. But it's legal to create your will on your own – and with today's technology, it's never been easier. Here's how to get started. [READ MORE]( ADVERTISEMENT [] Retirement Lifestyle [] [How to Find the Best Retirement Community for You]( [How to Find the Best Retirement Community for You]( (Getty Images) When trying to decide on the [best place to retire](, many older adults decide that a retirement community will be their next move. However, [retirement communities]( can vary significantly in terms of their housing options, amenities, healthcare services, and the lifestyle that they offer. [] Reader Feedback [] [Help Us Help You Better]( [Help Us Help You Better]( (Kiplinger) You're invited to take a [2-minute survey]( on the financial topics that matter most to you. Your replies are totally confidential, they will not be shared with any third party, and none of the answers are personally identifiable. Click [here]( to help us understand and serve you better. [The Minimum Investment for a Financial Advisor]( How much money should you have before hiring a financial advisor? Find out the level of liquid assets at which an advisor's benefits potentially outweigh the costs. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Retirement Planning 2024 [Plan and enjoy a worry-free retirement.]( Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.]( [] Investing Strategy [] [How To Invest Your Tax Refund]( [How To Invest Your Tax Refund]( (Karen Bleier/AFP/Getty Images) If you're one of those taxpayers who [got money back this year](, you may be wondering about the best way to [invest your tax refund](. Here's how to prioritize your financial health over aggressive - and risky - ideas. [What You Can Do Now To Help You Reach Your Retirement Goals]( Making your savings last and keeping your taxes low takes planning and attention. Our advisors can help you save time and earn more. [LEARN MORE]( ADVERTISEMENT [] Downsizing [] [20 Things Home Buyers Will Hate About Your House]( [20 Things Home Buyers Will Hate About Your House]( (Getty Images) If you've been considering listing your property, now might be the time to take advantage of [low inventory]( and intense homebuyer competition. Just don't let the small -- or big -- fixes around your house that have added up over the years [sabotage your bottom line]( during a sale. [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [How Much Money Can You Gift in Your Lifetime?]( Deciding how much of your wealth to give to charity or your kids depends on your life stage. Here are key considerations based on age. [Yes, You Can Buy Gold At Costco -- And Now Silver Too]( Costco began selling one-ounce gold bars last year and now members of the warehouse club can purchase silver coins as well. [Sign up free for A Step Ahead: Guidance on how to navigate today's challenges to business, the economy, and financial markets.]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036