The Stretch IRA Alternative, Life Insurance for Dummies

Best Energy ETFs: Oil, Gas and Clean Energy Funds | Charitable Remainder Trust: The Stretch IRA Alternative | A Guide to Life Insurance Created for {EMAIL} | [Web Version]( April 20, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [Best Energy ETFs: Oil, Gas and Clean Energy Funds]( [Best Energy ETFs: Oil, Gas and Clean Energy Funds]( (Getty Images) Energy funds still have more gas in the tank. So if you want to add exposure to the sector, [here are our eight best energy exchange-traded funds to buy now](. [] Traditional IRAs [] [Charitable Remainder Trust: The Stretch IRA Alternative]( [Charitable Remainder Trust: The Stretch IRA Alternative]( (Getty Images) The SECURE Act has made significant changes to estate plans by modifying the distribution rules for inherited IRAs. Previously, the stretch IRA allowed heirs to benefit from the tax-deferred growth of inherited retirement funds over their lifetimes. This option, though, is no longer available. To avoid the mandatory depletion of an inherited IRA within 10 years, [financial planner Brandon Mather has come up with a substitute for the stretch IRA](. [Top 5 Wealth Management Firms Revealed]( Asset growth and preservation are two sides of the same coin. Working with a top wealth management firm can provide access to strategies for all of life's different stages. Here's the list of top U.S. firms for individual investors. [See the list]( ADVERTISEMENT [] Insurance [] [A Guide to Life Insurance]( [A Guide to Life Insurance]( (Getty Images) Life insurance can be a sizable investment, especially since costs go up as you get older. So if you’re wondering whether life insurance still makes sense for your financial plan, [take heed of these 10 critical factors](. [] Retirement [] [12 Things to Do When Retired and Bored]( [12 Things to Do When Retired and Bored]( (Getty Images) The average length of retirement is approximately 20 years. 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