Traditional vs. Roth Retirement Accounts, How to Invest Your Tax Return, 10-Year Retirement Checklist

Tax Extension: How to Get More Time to File Your Tax Return | Traditional Retirement Accounts or Roth? How to Choose | Your Kids' Tax Brackets Could Lead to Unequal Inheritances Created for {EMAIL} | [Web Version]( April 15, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] Tax Day is Here [] [Tax Extension: How to Get More Time to File Your Tax Return]( [Tax Extension: How to Get More Time to File Your Tax Return]( (Getty Images) Don't worry if you can't file your tax return before the [deadline](. Getting a tax filing extension that pushes your filing deadline back six months is easy. And you don't even need to explain why you need more time. All you have to do is [follow a few simple steps](. [] Retirement Accounts [] [Traditional Retirement Accounts or Roth? How to Choose]( [Traditional Retirement Accounts or Roth? How to Choose]( (Getty Images) Let's compare traditional IRAs, traditional 401(k)s, [Roth IRAs]( and Roth 401(k)s. PNC Investments CEO Rich Guerrini explains why [choosing your best retirement account option]( starts by taking stock of your income and tax status. [Make 20-25% Cash Returns In These Investments]( Invest in a minority ownership in profitable B2B businesses, and earn attractive quarterly dividends in the process. We have a strong track record and a robust pipeline of opportunities for accredited investors to earn passive cashflow. [LEARN MORE]( ADVERTISEMENT [] Estate Planning Hurdles [] [Your Kids' Tax Brackets Could Lead to Unequal Inheritances]( [Your Kids' Tax Brackets Could Lead to Unequal Inheritances]( (Getty Images) Sometimes, divvying things up equally means [one child might end up with less]( because of tax implications. CFP Antwone Harris outlines his recommended strategy to [avoid a messy estate planning scenario](. [] Investing [] [How To Invest Your Tax Refund]( [How To Invest Your Tax Refund]( (Getty Images) It's Tax Day, and if you're one of the many [getting money back this year](, you may be wondering about the best way to [invest your tax refund](. Here's how to prioritize your financial health over aggressive - and risky - ideas. [Smart Money Moves: How to Beat the 2025 Tax Changes]( Navigate post-tax changes effortlessly. This guide unlocks tangible savings, tailoring financial security to your wealth. Expert advice can create a confident and stable future. [READ MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Retirement Planning 2024 [Plan and enjoy a worry-free retirement.]( Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.]( [] Your Retirement Vision [] [A 10-Year Checklist For Retirement Planning]( [A 10-Year Checklist For Retirement Planning]( (Getty Images) Navigating the final stretch before retirement is easier said than done as you juggle work, saving, investing and [helping the kids leave the nest](. Our [10-year checklist]( can help you thandle different parts of your financial plan as you approach the retirement finish line. [Top 5 Wealth Management Firms Revealed]( Asset growth and preservation are two sides of the same coin. Working with a top wealth management firm can provide access to strategies for all of life's different stages. Here's the list of top U.S. firms for individual investors. [See the list]( ADVERTISEMENT [] Financial Planning [] [Should You Opt for an Older or Younger Financial Adviser?]( [Should You Opt for an Older or Younger Financial Adviser?]( (Getty Images) Do you want the wisdom that comes with age or the [innovation]( that comes with youth? Or maybe you can have both, with an advisory team. CFP Jan Blakely Holman offers tips to [find your best fit advisory scenario](. [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [High Earners: Beware of These Illegal Schemes to Lower Taxes]( The IRS says high-income filers are targets for several illegal tax schemes that promise tax benefits. 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