Use This 10-Year Retirement Checklist to Stay on Track

And, how to get an extension to file your tax return. Created for {EMAIL} | [Web Version]( April 12, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] Introduction [] [Stepping Into Tax Day Freebies]( I remember Tax Day before online filing; it was hectic but fun. In NYC it wasn't unusual to get lots of free samples and performances promoting Broadway shows while we waited in line to mail our tax returns. Now, instead of wasting time at the post office, you can take that time and [get some of the freebies and specials offered by a range of restaurants]( for Tax Day. I have corralled the best offers and provided links to the loyalty programs you need to join to cash in on Monday's deals. - Donna LeValley, personal finance writer [Top 5 Wealth Management Firms Revealed]( Asset growth and preservation are two sides of the same coin. Working with a top wealth management firm can provide access to strategies for all of life's different stages. Here's the list of top U.S. firms for individual investors. [See the list]( ADVERTISEMENT [] TOP STORY [] [A 10-Year Checklist For Retirement Planning]( [A 10-Year Checklist For Retirement Planning]( (Getty Images) It’s hard to wrap your head around the need to save for retirement in your 20s because starting salaries usually don’t lend themselves to paying off student loans, saving for a down payment and retirement. Fast forward 25-30 years later and retirement savings is front and center. This [10-year retirement planning checklist will keep you on track as you inch toward retirement]( so you're in great shape when the time comes. [] FILE FOR AN EXTENSION [] [How to Get More Time to File Your Tax Return]( [How to Get More Time to File Your Tax Return]( (Getty Images) Monday is the last day to file your tax return before you are subject to potential penalties. At a minimum, you can avoid the failure to file penalty by applying for an extension. [Extensions are granted automatically if you file the proper form](. Let our tax team walk you through the process and help you avoid additional penalties and interest. [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] CREDIT CARD REVIEW [] [Should You Get The Apple Card?]( [Should You Get The Apple Card?]( (Getty Images) I am a huge fan of Apple and its products. I was skeptical but interested when I learned Apple was getting into banking. I knew the physical card would be sleek and a fashionable addition to my wallet — but what are the terms like? Kiplinger credit card expert Ellen Kennedy has compiled [the pros and cons to help you decide if the Apple card is right for you](. [5 Things You Want From Your Retirement Income Plan]( Here's what Go2Income plan holders say about their retirement income objectives: 1. Don't Run Out of Money 2. Grow Income Each Year 3. Leave a Legacy for Kids 4. Build a Reserve Fund for Unplanned Expenses 5. Increase Spendable Income by Reducing Taxes We can help you balance your objectives with a complimentary Go2Income plan. [Order Your Plan]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Shake Shack gives out free chicken sandwiches every Sunday in April]( Shake Shack is poking fun at Chick-fil-A and you get free sandwiches. [30 best Apple deals dropping right now]( Mother’s Day and graduation season are just around the corner. [11 truths that all investors must accept]( Getting rich quickly and seeing regular returns in the mid-teens are just two unrealistic expectations of inexperienced investors. 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